
Today’s guide aims to explain everything you ever wanted to know about Child Benefit in the UK. This benefit could be a lifesaver with the current economy and interest rates being what they are. Learn the rules around eligibility, discover how much you can get, and see how many children you can claim for. We’ll also explain what impact your earnings may have, how long you can continue claiming for, and much more. So, if you’re responsible for bringing up a child, take a look!
What Is Child Benefit?
Child Benefit is a financial support scheme, provided by the UK Government, that’s there to assist parents and guardians in covering the costs of raising children. It is an essential part of the social safety net in the United Kingdom and aims to help families with the financial responsibilities that come with bringing up children. Eligible families are free to spend Child Benefit however they like, whether that’s on children’s clothes, food, or something else.
Who is Eligible to Claim Child Benefit?
In the UK, Child Benefit is available to those primarily responsible for raising a child under the age of 16, or under 20 if they’re in approved education or training (N.B. that’s unless they get paid for working 24 or more hours per week instead, begin an apprenticeship, or claim certain benefits themselves).
Child Benefit is usually paid to the person who is primarily “responsible for the child’s care”.
To be eligible, you must be living in the UK, the child you’re claiming for must reside with you, and you must be spending at least the equivalent of the benefit you’ll receive on caring for your child (e.g. through food, clothes, etc.). Up to a certain level, income doesn’t affect eligibility (we’ll explain rules around income later in this guide*) and you do not need to be working. Note also that savings do not affect eligibility. Interestingly, you do not necessarily have to be the child’s parent in order to claim, although only one person can claim for a particular child.
More details about eligibility for Child Benefit can be found here, including some caveats, exceptions and special circumstances.
How Many Children Can You Claim For?
You can claim Child Benefit for all of your children who meet the eligibility criteria. It may surprise some to learn that there are no restrictions on the number of children you can claim for (unlike with some other types of Government child support), so each eligible child in your care can be covered under this benefit.
How Much Do You Get?
For the 2023/24 tax year, the rates for Child Benefit have increased to the following levels:
• For the eldest or only child: £24.00 per week;
• For additional children: £15.90 per week for each additional child.
Example:
If you are responsible for looking after 3 eligible children, you will get 1 x £24 per week plus 2 x £15.90 each week. That amounts to £55.80 per week or £2901.60 per annum.
These rates can be a valuable contribution to your family’s finances and provide some relief from the costs associated with raising children. They are usually paid to you monthly, however, you may be able to arrange weekly payments in some circumstances. The money is paid directly to you and can be paid into most types of bank or building society accounts, with the exception of Post Office card accounts and Nationwide Cash Builder accounts with sort code 07 00 30 that are registered in someone else’s name.
* How Do Your Earnings Affect It?
Child Benefit can be affected by your or your partner’s individual income if either of you earns over £50,000 annually. In such cases, you may have to pay a ‘High Income Child Benefit Tax Charge’. This charge gradually reduces your Child Benefit entitlement if your income is between £50,000 and £60,000. Indeed, if your income exceeds £60,000, you’ll likely have to repay the entire amount through this tax charge. We’ll cover more of the detail in the next section below…
Is Child Benefit Subject to Income Tax?
Whether Child Benefit is subject to Income Tax depends on the level of you/your partner’s income:
- If you or your partner earn less than £50,000 per year, Child Benefit is not subject to Income Tax, i.e. it is tax-free.
- If you or your partner earn over £50,000 and no more than £60,000 per annum, you will need to repay 1% of your Child Benefit income for every £100 earned over the £50,000 threshold. This is done through a special kind of income tax called the ‘High Income Child Benefit Charge’.
- Because that equates to 10% for every £1000 of Childcare Benefit received, 100% of Childcare Benefit has to be repaid through the special income tax charge if you or your partner’s income reaches the upper (£60,000) threshold.
Is Child Benefit Affected by Universal Credit?
No, child benefit is not affected by anything you receive through Universal Credit. As separate schemes in their own right, each is paid independently of the other.
Can Child Benefit Contribute Towards Your State Pension?
Child Benefit will count towards your state pension National Insurance (NI) contributions if the child you are claiming for is under 12 and you are either not in work or do not have sufficient earnings for NI contributions. However, should you not need the NI State Pension credits yourself, you may be able to ask for them to be transferred to your partner/spouse in some circumstances.
How Do You Claim Child Benefit?
Claiming Child Benefit is a straightforward process:
- You can apply online through the official Government website. Fill out the necessary details and submit the form, and you should start receiving your payments within a few weeks. Learn more about how to claim online and what information you’ll need by watching this video.
- Alternatively, you can use a physical claim form. Two versions of the form exist: a CH2 form to use if you are claiming for up to two children and a CH2 (CS) form for any children in addition to those. Use the bold links to download and print out the forms if you decide to go with the ‘paper’ option.
Tip!
Payments can only be backdated by 3 months. It’s therefore wise to make any claim before your child reaches the age of 3 months.
How Long Can You Claim For?
You can usually claim this benefit until your child reaches the age of 16. However, if your child continues in approved education or training, you can still receive this benefit until they turn 20. As we said before, that’s unless they are paid for working 24 hours or more per week instead of their education or training.
Child Benefit is a crucial source of financial support, helping to ease the financial burden of raising children for eligible families. Be mindful of the income thresholds that may affect your entitlement, and ensure you claim it promptly to access the full value of this funding. Also, keep in mind that Government policies and rates may change over time, so it’s advisable to check the official Government website links above for the most up-to-date information on Child Benefit.
A Nursery Place for Your Child at Little Cedars Nursery, Streatham
Little Cedars is a Nursery & Preschool in Streatham, London SW16


At Little Cedars Nursery in Streatham, SW16, we are mindful of the significant costs associated with bringing up a child. We therefore support all Government-funded childcare schemes for eligible families. Parents/guardians can also rest assured that we’ll give babies, toddlers and preschoolers the very best start in life, in a warm, nurturing environment. And, as Ofsted agree, we are a good nursery and early years provider.
If you’d like to register your child for a nursery place, ask us a question or arrange a tour of the nursery/preschool with your little one, please get in touch — we’ll be delighted to help.
Our childcare service is based in Streatham near Tooting Common and the A214. As such, it is also conveniently located for families in Streatham Hill, Streatham Common, Streatham Park, Furzedown, Tooting, Balham, Norbury, Colliers Wood, West Norwood, Wandsworth, Clapham and Brixton.


Identification of a special educational need or disability is, of course, the first step in being able to properly support a child with SEND. For this reason, good early years providers like Little Cedars Nursery will, as a matter of course, watch out for signs of things that might be challenging for children. As prescribed by
Support plans for suspected or confirmed special needs or disabilities are then discussed and custom-designed for the child. Such plans will be agreed between the child’s parents/caregivers, staff at the early years setting itself and any external specialists or professionals involved in the child’s care. Such programmes will be customised to suit the individual child’s specific needs and may include tailored activities, strategies, resources and so on. Formalisation of the support programme will allow all parties to pull in the same direction, working cooperatively for the benefit of the child.
In parallel to the SENCo at the child’s early years setting, local authorities also have their own Special Educational Needs Coordinator, known as the Area SENCo. They will also be integral to a child’s SEND support plan, helping with coordination between the local authority, the various parties involved in supporting the child, and in relation to any special funding requirements. If approved, special funding might be required, for example, for an additional member of staff tasked with giving one-to-one support to the child, or to fund extra learning resources and activities for them.
All 3- and 4-year-olds living in England are eligible for a minimum of 570 hours of free childcare per annum, irrespective of whether or not they have SEND. This is known as Universal Free Childcare or their Free entitlement and is typically taken as 15 hours of childcare each week over 38 weeks of the year, but how it is taken can differ. 


With the Blossom app, you can get real-time updates on your child’s activities at nursery/pre-school, including nappy changes, meals, naps, and developmental moments. You can also view photos and videos of your child’s day, helping you feel connected to your child even when you’re not there.
The Blossom app also provides a useful mechanism for booking non-standard childcare sessions that fall outside of your child’s usual days and hours. With the app, you simply request a particular session and the childcare provider will see your request and let you know whether it’s approved.
Convenient Payment & Invoicing

In today’s post, we explore the benefits of using positive language around under-fives. All too often, it’s tempting to say ‘No!’, ‘Stop that!’ or even ‘Don’t Eat That!’ and similar around little ones. This is particularly true when you want them to cease the offending activity urgently or are simply exhausted if it’s been a challenging day. There are good reasons for such negative commands, of course, not least that of their safety in many cases. However, such commands can sound stern and cause stress for the little ones. What’s more, if a child hears too much negative language and cannot understand why they’re not allowed to do a particular thing, problems can begin to arise and, indeed, the issue can become insidious. It may even result in worsening behaviour. Let’s explore, therefore, the issues around negative language and the simple solution that’s available in the form of positive language.
Sometimes, though, constantly hearing ‘no’ can spark tantrums, particularly if a child doesn’t understand the reason they are not allowed to do something. They can feel particularly frustrated when they receive a succession of negative commands and, in the end, may feel they simply can’t do anything right. This can lead not only to stress for them, but also to possible low self-esteem. Furthermore, if they hear ‘no’ and other negative language too often, they can begin to ‘tune out’ to it. They could then go on to develop challenging behaviour due to this, their confusion and frustration. Stress levels can then rise for the parent too, the infant can pick up on this and it can become a real vicious circle. It doesn’t have to be that way, though …
Today’s post will appeal to families who are finding the current financial climate particularly challenging. With energy costs and inflation so high, the following may represent a welcome piece of good news. Today we highlight the many Baby Banks that are popping up all around the UK and explain how they can help struggling families, all for free.
A Baby bank is a similar concept to a food bank. However, instead of food and drink, it provides second-hand clothing, toys and equipment for babies, under-fives and often even for children up to the age of 16 in some cases. Baby Banks can also be compared to a charity shop, however, with baby banks, everything is free.
Baby Banks are run by all sorts of different people and organisations and therefore the rules around actually getting ones hands on the free items vary from Baby Bank to Baby Bank. Some accept requests for items directly from families themselves. Others only deal via a referral from some kind of professional. Examples include social workers, family support agencies, teachers, family centres, health visitors, medical professionals, food banks and women’s refuges. So, once you have located your nearest Baby Bank, you will need to check whether they will deal with you directly or only through such a referral. Either way, you will usually need to agree a time and date for collection of your item with the Baby Bank (you can’t usually just turn up, although there are exceptions). Not all Baby Banks are open all week and that’s another reason to check with Baby Banks or their websites first.
Absolutely! Baby Banks rely on the generous donations from families that no long require their baby clothes or equipment. Perhaps the child has grown out of them and the items are still in good condition, or perhaps they were an unwanted gift. Donating items is also a great way to declutter and to make space in the home, as well as helping others. However, before donating to a Baby Bank, always check with them to see if all your proposed items are required and, as before, ensure you know whether an appointment is needed or whether you can just turn up with your items. Certain rules may also apply around the condition and type of items (this varies depending upon which Baby Bank you are dealing with). Baby car seats and electronic items may also have special rules due to the extra safety considerations.

A nature-based, food-related activity that young children can enjoy indoors at any time of the year is cress growing. Today we outline how it can be made even more fun and creative for kids by growing the cress as little ‘egg heads’. These come complete with comical faces and amusing hairstyles made of green cress shoots! Children will absolutely love it when they end up with little egg faces with spouting hairstyles that each have real character. And, they’ll even be able to eat the results!
Cress is Easy to Grow, & Tasty!
Growing Cress for Small Kids and Big Kids
Next, find a vessel to prop the egg shells up in. This could simply be an egg cup or even an egg carton, like that shown in the photo. Then, decide what to fill the empty egg shells with. Children can choose either damp kitchen roll or damp compost/soil to grow the cress seeds on. Carefully fill the empty egg shells almost to the top with the chosen filler. (We tried both and each grew well. Interestingly, the cress seeds grown on kitchen roll tissue paper grew a little faster and therefore taller than those grown on compost. They therefore looked a bit more ‘wild’ — it was quite a surprise and had an amusing impact on the egg-people’s hairstyles).
Make sure you or your child add some funny faces on the shells — maybe even give them names. The faces can be drawn simply using a marker pen (Sharpies are ideal) or you can get even more creative using coloured paints. Children may find drawing the faces easier if they are shown some visual reference and perhaps they can practise first on paper. If too young to draw suitable faces, a parent or creative older sibling may be able to help.
Within a week or so, the little egg heads should begin to sprout green ‘hair’ shoots!
Are you a student as well as a parent? If so, there are several Government schemes that offer help with childcare costs, some of which will save student parents substantial amounts of money. By doing so, they also make the prospect of juggling parenthood with being a student much more manageable. Today we examine the key childcare funding options, including how the type of course and the age of the parent affect eligibility.
The very generous Student Childcare Grant is available for eligible students who who are studying full-time on a higher education course and have dependent children aged 14 or under (16 or under if they have special needs).
If you are aged 20 or over, are a parent studying in further education for a qualification on a Level 3 course or below and are facing financial hardship, you may be eligible for childcare funding under the Learner Support scheme. This funding could help you with childcare and other study-related costs if you fit the right eligibility criteria.
If you are a parent as well as a student aged under 20 when you begin one of a range of publicly-funded courses in England, you may be eligible for childcare funding through the Care to Learn bursary scheme. If eligible, you could claim as much as £175 in childcare per week, per child if you live in London, reducing to £160 per week, per child, outside London.

















































June 2022 has seen the release of a new set of recommendations that outline ways to reduce the likelihood of sleep-related deaths amongst babies and infants up to the age of 1. This includes, but is not limited to, deaths related to Sudden Infant Death Syndrome (SIDS). Sadly, SIDS and other sleep-related issues are responsible for nearly 200 infant deaths in the UK each year and up to a staggering 3,500 every year in the United States. Perhaps even more surprisingly, that last number has not reduced at all in the last 30 or so years. This new set of recommendations from experts in the U.S. aims to change that and is something that all parents need to take a look at if they have a baby or infant. Let’s take a look at the new guidance …
PLEASE NOTE: we have summarised key points from the new guidance in good faith but advise parents/carers of babies and infants to do their own research. 