Tag Archive for: childcare vouchers

Rough Guide to Free Childcare for Children in England (2023 Edition)

Today we provide a rough guide to free childcare schemes available in England. There are many different ways eligible families can obtain at the very least some free childcare, so today we look at the various Government schemes and options available. The good news is that there is even one that’s available to pretty much everyone — and it’s quite generous. We’ll take a look at that childcare funding scheme first.

‘Universal’ Free Childcare Hours for 3- & 4-Year-Olds

(The “15 Hours” Scheme)

Up to 570 Free Childcare Hours Available

  • With Universal Free Childcare, children aged 3 or 4 can receive up to 570 hours of free childcare over the course of the year.With Universal Free Childcare, children aged 3 or 4 can receive up to 570 hours of free childcare over the course of the year.
  • Also known as their Free entitlement, it typically equates to 15 hours of free childcare per week over the course of 38 weeks of the year.
  • Some childcare providers may be able to stretch the hours out in a different pattern if it better suits families.
  • The childcare would be available through a nursery, preschool or childminder that’s properly registered to offer free childcare places, plus some other types of provider.

Eligibility

Universal free childcare is not means tested and all children aged 3 and 4 living in England are eligible to receive the free hours. 3- and 4-year-olds moving to England from abroad are also entitled, even without British citizenship. Eligible children can start their free childcare in the term following their 3rd birthday.

How to Apply

Families should apply through their local childcare provider. If you live/work in Streatham and are interested in your child getting their free entitlement at Little Cedars Nursery, please apply here or get in touch to discuss a nursery place with us. You can also find out more about childcare funding via your local council (you can find yours here).

‘Extended’ Free Childcare Hours for 3- & 4-Year-Olds

(The “30 Hours” Scheme)

Up to 1140 Free Childcare Hours Available

  • With Extended Free Childcare, eligible 3- and 4-year-olds can receive up to 1140 hours of free childcare per year.With Extended Free Childcare, eligible 3- and 4-year-olds can receive up to 1140 hours of free childcare per year instead of only 570.
  • Also known as 30 hours’ free childcare, it typically equates to 30 hours of free childcare each week over 38 weeks.
  • As before, however, some childcare providers may be able to offer a different pattern of hours each week, for example if families prefer to take the free hours over 51 weeks of the year rather than limit them to term time only.
  • As with the Universal scheme, the free childcare would be available through a nursery, preschool or childminder that’s properly registered to offer free childcare places, plus some other types of provider.

Eligibility

In contrast to the Universal scheme above, Extended free childcare for children in England aged 3 and 4 is means tested and there are quite a few additional rules around eligibility. These relate to income, job status, immigration status, and your child’s circumstances. In regard to income, generally speaking, eligibility requires that the parent(s) – or a single parent and their partner – are working and are each earning at least £8,668 per annum (less if aged under 23) but less than £100,000. The lower figure is based on 16 working hours per week on at least the National Minimum Wage or Living Wage. There are several exceptions to the general guidelines, though, and it is therefore wise to consult the more detailed eligibility information available here.

How to Apply

Applications for the Extended (30 hours) free childcare scheme must be made online via the Government website. Children are eligible to start using their free childcare in the term following their 3rd birthday, but parents can apply for it once they reach the age of 2 years and 36 weeks. Don’t leave your application too late because a code will be required in order for your childcare provider to access the childcare funding and you need to know that code in the month preceding the start of the term your child joins. The code will also need to be reconfirmed once every quarter.

Free Childcare for Disadvantaged 2-Year-Olds

Up to 570 Free Childcare Hours Available

  • Some disadvantaged children aged 2 can receive up to 570 hours of free childcare over the course of the year.Some disadvantaged children aged 2 can also receive up to 570 hours of free childcare over the course of the year.
  • This usually equates to 15 hours of free childcare each week over 38 weeks of the year.
  • As with some the schemes above, some childcare providers may be able to spread the hours out in a different way, e.g. less hours per week over more weeks of the year.
  • The childcare would be available through a nursery, preschool or childminder that’s properly registered to offer free childcare places, plus some other types of provider.

Eligibility

In order to be eligible, children’s parents/carers must be in receipt of one or more qualifying Government benefits. These include JSA, ESA, Income Support and Universal Credit amongst others. Household income and any savings must also fall below certain thresholds.

Children may also be eligible, however, if they are in an ‘additional needs’ category. For example, they receive Disability Living Allowance, have an ECH Plan, are being looked after by the local authority, have left care under certain types of order, or fall into another specific category. Some non-UK citizens may also be eligible. More details are available here.

How to Apply

You can apply via your local childcare provider or council.

Tax-Free Childcare

£2,000 to £4,000 in Free Childcare Potentially Available

  • Up to £2,000 in free childcare (£4,000 if disabled) is available each year to eligible children aged 11 or under through the Tax-Free Childcare scheme.For those that are eligible, up to £2,000 in free childcare is available each year to children aged 11 or under* through the Tax-Free Childcare scheme.
  • For disabled children up to the age of 16 inclusive*, up to £4,000 may be available.
  • The funding is paid into a special online Childcare account and equates to a maximum of either £500 or £1,000 per quarter, as appropriate.

* Children are no longer eligible from 1st September in the year that they are 11 years of age, or 16 if disabled.

The free childcare funding is funded by the Government via the online Childcare account, which the parent (or even their relative or friend) pay into. For every £8 they pay in, the Government will top up the account by an additional £2, up to the maximum(s) described above. The funding is paid from the account direct to the registered childcare provider, who must be signed up to the scheme. It can be used for no other purpose.

Eligibility

This particular scheme is quite widely available. Although it is means tested, the bar is set quite high. Each parent (or a parent and their partner if they have one) can be earning up to £100,000 per year yet be eligible. Generally speaking, they should also be earning no less than the equivalent of 16 working hours per week on at least the National Minimum Wage or Living Wage, although there are exceptions to the rule.

Aside from household income and the age of children, which we covered above, there are additional rules around eligibility relating to job status, immigration status, and your child’s circumstances. More information is available here.

How to Apply

You can apply for Tax-Free Childcare here.

Childcare Vouchers

(Closed to New Applicants)

A.k.a. Employer-Supported Childcare

  • You can sacrifice up to £55 per week of your earnings, which will be free of National Insurance and Income Tax, to fund Childcare Vouchers.You can sacrifice up to £55 per week of your earnings, which will be free of National Insurance and Income Tax, to fund Childcare Vouchers.
  • Closed to new applicants but see the Eligibility section below for more information.

Eligibility

This scheme is still available, through participating employers, but only to those who joined it before 4 October 2018. However, it is closed to new applicants. Exactly how much of your earnings you can use in this salary sacrifice scheme will depend on the date you joined the scheme and how much you earn.

More information is available here.

Free Childcare Through Universal Credit

  • Childcare funding through Universal Credit is set to be improved with nearly 50% more generous funding becoming available from July 2023.Following the Spring Budget 2023, childcare funding through Universal Credit is to be improved with nearly 50% more generous funding becoming available from July 2023.
  • The proposed changes will also mean that the childcare funding will be pre-paid by the Government from that date, rather than families having to pay for it first and then claim it back (as is the case at time of writing, April 2023).
  • This funding will increase to as much as £951 per month for one child or £1,630 per month for 2, from July 2023. Before that date the maximums are £646.35 and £1,108.04 respectively.
  • The maximum eligible families can claim, however, is 85% of their childcare costs, which for some may be lower than the figures stated above.

Eligibility

You or your partner, if you have one, must usually be working, be on a low income and claiming Universal Credit. The child you are claiming free childcare for must be under 17. How much you earn and the level of any investments and savings you might have will be taken into account when you claim and other criteria and caveats will also affect your eligibility.

Read more about the changes to free childcare through Universal Credit proposed in the Spring Budget here and learn more about free childcare through Universal Credit here.

How to Apply

You can apply for Universal Credit here or call them on 0800 328 5644.

Free Childcare Through Tax Credits

(Closed to New Applicants)

Claim Back up to 70% of Childcare Costs if Eligible

  • Claim back up to 70% of childcare costs through Tax Credits.Those already claiming for childcare costs via Working Tax Credits may be able to obtain up to £122.50 for one or £210.00 for more than one child each week.
  • This is up to a maximum of 70% of eligible childcare costs.
  • Funding is paid, retrospectively, to the parent/carer’s bank/building society account.

Eligibility

As this scheme is closed to new applicants, new claimants will need to apply for free childcare through Universal Credit instead (details are shown above). Existing claimants will need to use an approved childcare provider (properly registered etc.) that provides the childcare in person, not online.

More information is available here.

Free Childcare for Children Aged from 9 Months

(Coming Soon)

The Chancellor of the Exchequer proposed radical improvements to childcare funding in his 2023 Spring Budget in March 2023. These include the following additions for eligible children of working parents:

  • Free childcare will soon be available for eligible children aged from just 9 months.2-year-olds may be eligible for the ’15 Hours’ scheme from April 2024.
  • Children aged from just 9 months may be eligible for the ’15 Hours’ scheme from September 2024.
  • Children aged from 9 months to 3 years may become eligible for the ’30 Hours’ scheme from September 2025.
  • Eligibility for the above will follow the same criteria as currently in place for the existing ’30 hours’ scheme (a.k.a. Extended Free Childcare) for 3- and 4-year-olds.

Learn more about the coming changes to childcare funding for children aged from 9 months here.

Student Childcare Grants

Undergraduate Students Can Receive up to 85% of Childcare Costs

  • Undergraduate students can receive up to 85% of childcare costs, if eligible, through a Student Childcare Grant.Up to 85% of childcare costs incurred by students may be claimed, up to a maximum of £188.90 per week for 1 child or £323.85 for 2 or more (correct for academic year 2023-2024).
  • For the academic year 2022-2023, the figures are £183.75 and £315.03 respectively.
  • The grant is paid into a Childcare Grant Payment Service (CCGPS) account and the childcare provider will request payments from this, usually weekly, as appropriate.

Eligibility

Eligibility rules include the following:

  • You need to be a full-time student studying in higher education and living permanently in England;
  • You need to be eligible for undergraduate student finance based on income, which must be under a certain threshold;
  • You cannot have a postgraduate loan nor be claiming other specific types of childcare funding, including childcare help from the NHS;
  • Your child must be financially dependent on you;
  • Your child should be under 15 (17 if they have special educational needs).
  • Other caveats apply.

More information is available here.

How to Apply

You can apply for the Student Childcare Grant at the same time as applying for your main student finance.

Childcare Funding via the Care to Learn Scheme

Up to £175 per child per week may be available.

  • Funding through the Care to Learn scheme can be used to fund childcare, childcare deposit and registration fees, childcare taster days/sessions and even travel to/from the provider.Up to £160 per child is available each week for those living outside London.
  • For those inside London, that increases to a maximum of £175 per child each week.
  • The payment can be used to fund childcare, childcare deposit and registration fees, childcare taster days or sessions and even travel to/from the provider.

Eligibility

You will need to be under 20 when you begin your course, be your child’s main carer, live in England and be a British citizen (or legally be allowed to live/study in England). Your properly-registered childcare provider and the course you are studying on will need to qualify for the scheme. Courses will need to be publicly-funded ones, provided in specific types of setting including sixth form schools/colleges, schools, colleges and other types of provider. However, they cannot be higher education courses at universities. Attendance of both the course by the student and of childcare sessions by the child will need to be good in order to continue to qualify.

More information is available here.

How to Apply

Apply for the Care to Learn scheme here.

Childcare Funding via the Learner Support Scheme

Suitable for Over-20s Studying in Further Education

  • Childcare funding through the Learner Support Scheme is suitable for over-20s studying in further education.While it’s not designed to fund childcare, it can be used to do so in some circumstances.
  • Your specific circumstances will govern exactly what help and how much funding is available to you.

Eligibility

If used to fund childcare, the Learner Support Scheme is suitable for students studying in further education to Level 3 inclusive. They must be parents and also be facing financial hardship in order to qualify. The childcare provider must be registered with Ofsted.

More information is available here.

How to Apply

Student parents should apply through their learning provider, e.g through the college they are studying at.

It’s worth noting that some of the schemes above can be used in tandem with one another, while others strictly cannot. Check the links for more information about each for more details.

Little Cedars Nursery, Streatham

High Quality Childcare Provision for Babies, Toddlers & Preschoolers in Streatham

Ofsted rate Little Cedars Day Nursery as a Good ProviderLittle Cedars is a nursery & pre-school offering high quality childcare in Streatham, near Tooting, Tooting Bec, Tooting Common, Tooting Broadway, Furzedown, Balham, Norbury and Colliers Wood.Little Cedars is officially a good nursery/pre-school and offers high quality childcare in Streatham, London SW16. Subject to eligibility and availability, we support Government childcare funding schemes for babies, toddlers, preschoolers and children under five at the setting.

If you haven’t yet visited, why not bring your little one for a guided tour and you’ll soon see how well they fit in. We’re happy to answer any questions and would welcome your application for a childcare place.  Please get started with your application or contact us using an option below and we’ll be delighted to help:

We are located in Streathamclose to Streatham Hill, Streatham Common, Streatham Park, Furzedown, Tooting, Balham, Norbury, Colliers Wood, West Norwood, Wandsworth, Clapham and Brixton.

18 Reasons to Choose Little Cedars Nursery for your Childcare

If you’re choosing a nursery or pre-school for your child in or around Streatham, Furzedown, Tooting or Balham, making your final choice may not be as hard as you think. Take a look at 18 compelling reasons to choose Little Cedars Nursery below. You’ll soon see why we’d make an unbeatable choice for the childcare of under-fives in the area.

1. Superb Parent Feedback

In the last five years, Little Cedars has received only 5-star reviews on Google and FacebookIndependent feedback from other parents is worth its weight in gold. In the last five years, Little Cedars has received only 5-star reviews on Google and Facebook. That’s top marks, consistently for 5 years running.* Comments that accompanied these independent reviews were equally compelling — here are just a few examples:

“Amazing nursery! Our daughter loved it here and all the staff are fantastic!”

“[The] team are amazing in every way, with the attention and time they give to the children. Very good knowledge on childhood illnesses and allergies.”

“With the new management this nursery is better than ever. Well done Maggie!”

“Lovely nursery, great team and an amazing outdoor space — they have animals which is fantastic. Amazing management team …”

“I just love the friendly vibes, the lovely facilities (including resources, grand garden and animals!). Maggie, the manager, has been just wonderful and you can see her deep commitment as she often supports her team in the rooms! [A] hands-on manager that will always give you time to talk about your child is a recipe for a success! Highly recommended!”

Ofsted also remarked that parents gave them wonderful feedback about the nursery in their recent Ofsted inspection.

2. Rated as a “Good Provider” of Childcare by Ofsted

In Ofsted’s recent appraisal, they consistently rated Little Cedars Day Nursery as “Good” — in every category. The Ofsted report sang our praises across the board. Here’s how they rated each of the core, specific areas in their opening synopsis:

  • Ofsted rate Little Cedars Day Nursery as a Good ProviderQuality of education is rated as ‘Good.’
  • The quality of leadership & management is rated as ‘Good.’
  • Behaviour & attitudes are rated as ‘Good.’
  • Opportunities for personal development are rated as ‘Good.’

Learn more about the excellent Ofsted report for Little Cedars Day Nursery, here.

3. A Home-From-Home for Under-5s

Little Cedars is a warm, welcoming and nurturing environment.Little Cedars is a warm, welcoming and nurturing environment. To the babies and children, it very much becomes a home-from-home where they feel safe, valued, cared for and all with wonderful, close relationships with both peers and our childcare professionals. It’s also a place of immense fun where little ones are happy, stimulated and nurtured in order to bring out the best in them.

4. Exceptional Resources, Equipment & Facilities

Little Cedars Nursery is extremely well resourced and equipped, both inside and out.Little Cedars Nursery is extremely well resourced and equipped, both inside and out. Take a look at our photo gallery to see the high quality equipment outside to give you an idea. We have an amazing array of facilities that children will love, as they play and learn. They will have immense fun while also learning in the most natural of ways. We have multi-sensory areas, carefully-chosen reading materials, interactive toys and equipment and specially designed areas for each specific age group.

5. Affordable Childcare Fees

For those childcare hours that are not covered by Government schemes, our nursery and pre-school fees are very good value. What’s more, prices are discounted for children attending all five week days each week. Siblings attending at the same time also receive a 13% discount, making childcare services at Little Cedars Day Nursery even more affordable.*

6. Free Childcare Funding Schemes for Eligible 2-Year-Olds

We support the Government's free childcare funding schemes for 2, 3 and 4-year-olds.If your 2-year-old is eligible for the Government’s free childcare scheme for this age group, rest assured that Little Cedars Day Nursery supports them and this can potentially give your little one 15 free hours of childcare per week for as many as 38 weeks of the year. That’s 570 free childcare hours per year for your 2-year-old!

7. 15-30 Hours of Free Childcare Per Week for Eligible 3 & 4-Year-Olds

We also support the free, Government-funded childcare schemes for eligible 3 and 4-year-olds, giving them 15 to 30 free childcare hours per week over 38 weeks of the year. That’s 570 to 1140 hours of free childcare each year if they’re eligible. The good news is that all 3 and 4-year-olds living in England are eligible for the 15 free hours per week as a bare minimum.

Check out our Rough Guide to Free Childcare Funding in England for more details.

8. Free Childcare Vouchers Accepted

Little Cedars Day Nursery accepts recognised and valid childcare vouchers, which can really help with affordability. That’s never been more important and useful for families.

9. Great Support for Children with Additional Needs

If your child has additional special needs, choosing the right nursery/pre-school for them is an even harder task. However, Little Cedars Day Nursery has that covered too. Here’s what the independent Ofsted inspector had to say about the topic in their recent visit:

“Children who have additional needs are making good progress from their starting points. Managers and staff offer highly effective support and work closely with parents and other agencies … enabling targeted support that helps children reach their full potential.”

10. Healthy, Balanced Meals & Snacks

Our in-house chef prepares healthy meals for the children each day, along with healthy snacks. Only fresh, high quality ingredients are used to produce the children’s healthy, balanced meals and all special diets are catered for.

Food and snacks are included in our standard fees with the exception of 3 and 4-year-olds receiving Government funding for their nursery places. For those alone, there is a small fee for meals because those are not covered by Government funding. There is, however, no fee for food for 2-year-old funded places.*

11. A Key Person Assigned to Every Child

A Key Person is assigned to each child at Little Cedars Nursery.A Key Person is assigned to each child at Little Cedars Nursery. This is an early years practitioner who ensures that the child’s needs are being catered for and that their care at the setting is tailored to them as an individual. They help children settle in when they first join the nursery and build strong relationships with both the child and the parents. They are therefore usually the natural and key point of contact at the nursery.

12. A Learning & Development Programme Tailored to Your Child

A totally bespoke learning and development programme is developed for each individual child at the setting. This is designed to bring out the very best in them — in every area. So, areas where they’re naturally gifted are made even stronger and any areas where they need extra focus are identified, with appropriate measures introduced as required — including in any areas of special need. In this way, children achieve personal bests across the board and their potential outcomes are absolutely maximised.

13. A Progress Journal for Every Child

The early years practitioners at Little Cedars are so much more than childminders and Little Cedars should not be thought of as just a crèche. Our childcare professionals facilitate the early learning of children and constantly monitor their progress. Indeed a progress journal is maintained for every child as a continuous record of their learning journey. Parents/carers have access to this at any time and are also encouraged to add to it, using its findings to aid the continuation of the child’s learning and development programme even when at home. It’s all an integral part of ensuring that each child thrives in every area of their learning and development.

14. Hand Picked, High Quality Staff

We have a very special team at Little Cedars Nursery.We have a very special team at Little Cedars Nursery. Every one of them has been hand picked to ensure they are the perfect fit for the nursery and for the children therein. They’re warm, natural carers who will form wonderful relationships with children and bring out the very best in them. They become the children’s safe, familiar and friendly faces at the setting as well as facilitating top-notch learning and early years education. They also ensure every child is happy and is having fun whilst under our care.

15. Everything Has a Purpose at Little Cedars Nursery

At Little Cedars nursery/pre-school, everything has a purpose. Whether it’s a hand-picked book or piece of equipment, an interactive game or a particular activity the children are undertaking, it is there for a specific reason and is there to benefit each child in a particular way. An awful lot of thought goes into every little detail at Little Cedars in order to give children the tools to fulfil their utmost potential.

16. A Complete, All-Round Early Years Education

We help little ones achieve personal bests in all 7 areas of the Early Years Foundation Stage (EYFS).At Little Cedars we do so much more than simply look after babies, toddlers and under-fives. We educate and nurture them too. In fact, we ensure that our little ones achieve personal bests in all 7 areas of the Early Years Foundation Stage (EYFS). This is a high quality, all-encompassing learning and development framework that covers communication and language, physical development, personal, social and emotional development, literacy, mathematics, understanding the world and expressive arts and design. It pretty much covers everything children need to blossom and thrive.

17. We Prepare Under-Fives for Starting School

One of the key goals at Little Cedars Day Nursery and pre-school is to prepare the children for when they transition to school at the age of five. That’s a key milestone in their lives and we ensure that their transition goes as smoothly as possible. This includes a good early years education, as well as the fostering of good physical and mental skills, independence, good social skills and suchlike. When they leave us for school, they leave as the very best version of themselves, fully equipped to absolutely hit the ground running.

18. Safety is Always Paramount

The safeguarding of all babies and children under our care is of paramount importance to Little Cedars Nursery. Ofsted recognise this too, commenting in their recent report that our arrangements for safeguarding are effective, with risk assessments and appropriate procedures all being in place. So, as a parent or carer, you can rest easy in the knowledge that your baby, toddler or under-five child is in very safe hands — and that’s even independently verified by the experts.

Apply for a Place at Little Cedars Nursery & Pre-school

A nursery place for your child in Streatham, near Furzedown, Tooting, Balham, Norbury & Colliers Wood

Little Cedars is a nursery & pre-school offering high quality childcare in Streatham, near Tooting, Tooting Bec, Tooting Common, Tooting Broadway, Furzedown, Balham, Norbury and Colliers Wood.Ofsted rate Little Cedars Day Nursery as a Good ProviderWe hope you can now see all the benefits of sending your baby, toddler or preschooler to Little Cedars nursery/pre-school. If you are looking for a good nursery/pre-school in Streatham, or high quality childcare near Streatham Hill, Streatham Park, Streatham Common or Furzedown, Little Cedars Nursery would make an excellent choice. We’re also close by if you live or work near Tooting, Tooting Bec, Tooting Broadway, Tooting Common, Balham, Norbury or Colliers Wood. Contact us today to get started with your child’s nursery application or to arrange a visit, so you and your little one can see it for yourselves. Please choose a button to get started:

* Correct at time of writing (mid-August 2022).