Last year, we announced some radical new childcare funding plans outlined in the Chancellor of the Exchequer’s 2023 Spring Budget. Today, we’re happy to confirm that one of the schemes went live this month (September 2024), meaning several hours of free childcare per week are now available for eligible children and babies as young as just 9 months of age. It will be a great help for eligible families, whose children may now be able to benefit from free childcare hours from 9 months of age right up until they start school. In today’s post, we’ll explain the rules around eligibility, exactly how many free childcare hours babies and children can get, and some of the measures we’ve put in place at Little Cedars Nursery to deliver the expanded childcare service to eligible Streatham families.
How Much Free Childcare Will Eligible Babies & Children Get?
The new scheme we’re talking about today is effectively an extension of the existing ‘15 hours’ scheme for 3 and 4-year-olds of eligible working families. It’s been rolled out this month (September 2024) to eligible children aged from just 9 months and effectively means that some children will now be eligible to receive free childcare hours from 9 months right up until they reach official ‘school age’.
- Since the start of this month (September 2024), eligible children from 9 months to the age of 3 can now receive 15 hours* of free childcare per week.
- That joins up nicely with the existing “Universal Entitlement” scheme where all children aged 3 and 4, who live in England, can get 15 hours* of free childcare each week already, thereby taking their free childcare provision right up to school age.
- Note too that, if your family circumstances fit the same criteria outlined below, eligible children aged 3 and 4 could see their free childcare entitlement increase from the previous 15 hours* to 30 hours* per week under the scheme we highlight today for working families.
- Next year, from September 2025, the Government’s plan is to also expand the childcare entitlement for children aged 9 months to 3 years to 30 hours* for those who are eligible. We’ll cover how that works separately once it’s available next year.
As well as helping families financially, the scheme expansion should help children begin their early years education even earlier, for many, which has been shown to be hugely beneficial to them. The free childcare provision will also help many more women back into the workforce. Children, families and the economy should all benefit.
* For the 15-hour schemes, eligible children can access 570 hours of free childcare per year, or it’s 1140 hours per annum for the 30-hour equivalent. Those hours are usually spread over 38 weeks of the year. However, some providers may allow some flexibility, e.g. fewer hours per week over more weeks of the year. Your specific childcare provider will be able to confirm whether such flexibility is available at their particular setting. At Little Cedars, we will try to accommodate you wherever possible.
Who is Eligible for Free Childcare for Babies From 9 Months?
The revised 15-hour and 30-hour schemes (depending on age) that are now available from this month (Sept 24) apply to children of eligible working families. The three key eligibility criteria for children aged 9 months to 4 years (inclusive) are outlined below.
Both you and your partner (if applicable):
- Must expect to earn the equivalent of at least the National Minimum Wage or Living Wage for a minimum of 16 hours per week (on average) during the course of the next three months. That’s currently £183 per week for those over the age of 21 but the figure will be less for those who are younger or in an apprenticeship;
- Must not be earning an adjusted net income over £100,000 during the relevant tax year;
- Must have a National Insurance number.
(Figures are correct as at September 2024).
Additional rules and caveats apply in certain specific situations including where you/your partner are foster carers, self-employed, starting a new job, earning a non-regular income, have a certain immigration status, are not working and in receipt of certain benefits/support, and others. Find out more about eligibility for the childcare funding scheme here and/or use HMRC’s excellent (and quick!) childcare funding calculator here to see how many free hours your child could be eligible for.
We’re Set Up for the Arrival of New Babies at Little Cedars Nursery, Streatham
In readiness for the influx of babies taking up the new funding, Little Cedars Nursery has a brand new baby room. It’s a lovely, warm, homely area for little ones and a couple of photographs are shown above.
So — if you’re an eligible working family in Streatham with a child aged anywhere from 9 months to 4 years of age, we may be able to help with a funded nursery/preschool place. For everyone else, fees are competitive, value for money is high, and the quality of our childcare is hard to beat in the Streatham area.
Interested? Apply for a nursery place at Little Cedars and/or get started with your childcare funding application today:
Officially a ‘Good Provider’ of childcare and early years education, Little Cedars is a high-quality nursery for babies and children under five in Streatham. We’re within walking distance of Tooting Common and will also be conveniently located for families near Tooting, Furzedown, Balham, Norbury and Colliers Wood.
With Universal Free Childcare, children aged 3 or 4 can receive up to 570 hours of free childcare over the course of the year.
With Extended Free Childcare, eligible 3- and 4-year-olds can receive up to 1140 hours of free childcare per year instead of only 570.
Some disadvantaged children aged 2 can also receive up to 570 hours of free childcare over the course of the year.
For those that are eligible, up to £2,000 in free childcare is available each year to children aged 11 or under* through the Tax-Free Childcare scheme.
You can sacrifice up to £55 per week of your earnings, which will be free of National Insurance and Income Tax, to fund Childcare Vouchers.
Following the Spring Budget 2023, childcare funding through Universal Credit is to be improved with nearly 50% more generous funding becoming available from July 2023.
Those already claiming for childcare costs via Working Tax Credits may be able to obtain up to £122.50 for one or £210.00 for more than one child each week.
2-year-olds may be eligible for the ’15 Hours’ scheme from April 2024.
Up to 85% of childcare costs incurred by students may be claimed, up to a maximum of £188.90 per week for 1 child or £323.85 for 2 or more (correct for academic year 2023-2024).
Up to £160 per child is available each week for those living outside London.
While it’s not designed to fund childcare, it can be used to do so in some circumstances.