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Childcare, Childcare Funding, Children, Nursery, Preschool, Under-5s

Apply by 31 December for Funded Childcare in January!

Today’s post is an urgent reminder: if you want your child to benefit from free, government-funded childcare hours from January, you must apply for the funding no later than 31 December. That’s the case whether you’re a new applicant or an existing one for the types of childcare support that require a code. If you miss the 31 December deadline, you’ll have no code to give your provider — meaning they won’t be able to provide free childcare hours to your child for the whole of that term. So — time is of the essence! Today, we bring you more detailed information and a reminder of how and where to apply, so you’re not out of pocket or without childcare from the term starting this January.

“If you do not apply on or before the deadline, you will not be able to take up your entitlements in that term.” ^∞

Which Childcare Funding Schemes Require a Code?

There are several ways the UK Government supports eligible children with childcare funding. Of those, the most popular childcare funding schemes in England that require a code are:

30 hours of free childcare per week for eligible working families with children aged from 9 months to 4 years inclusive. That’s 1140 free childcare hours per year. (Learn more).
15 hours of free childcare per week for disadvantaged children, aged 2, from households that receive some additional Government support — e.g., benefits like Universal Credit, JSA, Disability Living Allowance, and others. The 15 hours per week, for 38 weeks of the year, represent 570 hours of free childcare per annum. (Learn more).

Another popular scheme, which provides 15 hours of free childcare per week (570 per year) to all children aged 3 and 4 living in England, is known as the Universal Entitlement. However, this scheme does not require a code.

There are also additional schemes, for example, Tax-Free Childcare and support for student parents.

Confused About Which Childcare Support Your Child is Entitled To?

It can be confusing trying to work out which, if any, childcare funding/support schemes your child may be entitled to. However, the UK Government has a useful online tool that allows you to quickly and easily check what childcare support your child is entitled to. Click the bold blue link and answer a few simple questions. Within just a few moments, the options that apply to you will be confirmed.

“We recommend parents speak with their chosen provider about when they will be able to offer them a place.” — BestStartinLife.gov.uk

Check if a Childcare Place is Available

You will, of course, need to check whether a funded childcare place is actually available locally for your child. After researching local providers, check with your preferred childcare provider first — or with an alternative if your first choice has no availability for your child. Bear in mind that some providers also have waiting lists, so don’t leave it too late.

“If your chosen provider doesn’t have a place available, we advise that you explore other providers in your local area.” — BestStartinLife.gov.uk

Apply for Childcare Funding & Your All-Important Code

When you’re confident you know which type of childcare support you are entitled to, and have lined up a provider, you’ll need to apply for the funding and all-important code, where applicable.

For childcare support for working parents, apply online on the Gov.uk website in order to obtain your code.
For childcare support for disadvantaged 2-year-olds who receive some additional form of support, apply via your local council to get your code.
For the Universal Entitlement scheme for all 3 and 4-year-olds living in England, contact your preferred childcare provider directly. No code is required, but you’ll need to provide your child’s birth certificate and sign a form.

You will need to reconfirm eligibility every 3 months, via your Childcare Account, to continue receiving the childcare funding/support. Emailed reminders will be sent to you 2 and 4 weeks before the deadlines for reconfirmation.

The Application Deadline

The deadline for applying for childcare codes is the last day of the month that precedes the start of the term. So:

For the January term, apply for your code no later than 31 December.
For the April term, apply for your code no later than 31 March.
For the September term, apply for your code no later than 31 August.

That said, we urge families to apply ideally at least 6 weeks earlier than the deadline, not least because some childcare providers ask for codes earlier than the deadlines specified above. Applying early will also allow time to iron out any unexpected issues that may arise.

After Applying

After applying, most families find out whether their application is successful right away — and receive their code immediately if so. However, sometimes it takes longer, which is another reason not to leave applications until the last minute.

NOTE: Failure to successfully apply by the deadline will mean that your child is unlikely to be able to receive funding for that entire term.

DON’T FORGET: You will need to reconfirm your eligibility every 3 months.

Good luck with your application!

Nursery Places at Little Cedars Nursery, Streatham

Are you looking for a childcare place in Streatham? If you have a baby, toddler, or child under five and live nearby, consider Little Cedars Day Nursery in Streatham for your weekday childcare. We are rated as a Good Provider by Ofsted, offer a home-from-home and nurturing environment for your child, and support various childcare funding schemes for eligible families. We also offer a stretched (51-week) provision that spreads free childcare hours over the whole year. As well as providing a childcare service to families in Streatham, we may also suit those living nearby in places like Tooting, Furzedown, Balham, Norbury, and Colliers Wood. Choose an option to get in touch today:

Apply for a Place Arrange a Visit or Message Us 020 8677 9675

19 December 2025/by Mark

Babies, Childcare, Childcare Funding, Early Years, Early Years Education, Free Childcare, Nurseries, Nursery, Parenting, Preschoolers, Toddlers, Under-5s

Apply Now for the ‘30 Hours’ Childcare Scheme for Working Families – for Children 9 Months+

[May 2025]: Applications are now open for the final “30 hours” expansion of the Government’s free childcare scheme for working families. The new, expanded childcare hours are for eligible children, aged 9 months up to 3 years by 1st September 2025, attending nursery from that month. It doubles the previous number of hours available under the scheme, potentially saving eligible families as much as £7,500 per annum per child. The extended childcare hours will also allow parents — particularly mothers — improved potential to get back into work or take on more hours. Either would increase both household income and the greater economy. Most importantly, though, increasing access to high-quality early years childcare will give children the best start in life, enabling them with the skills and tools necessary to thrive once they leave early years settings to begin school.

Don’t delay — if your child is eligible, you can now apply for the September 2025 term but you only have until the 31st of August in which to do so. That deadline will be here before we know it, so act quickly if you want to benefit from the expanded childcare funding from September 2025.

The changes will make a “massive difference to children and working parents”— Bridget Phillipson, Education Secretary.

Here’s a snapshot:

Who can apply? Eligible working families with a child aged 9 months up to 3 years by September 1st 2025.
How many funded hours will be available? 30 hours per week over 38 weeks per year term time (1140 childcare hours over the year).*
When can families start to apply? From 12th May 2025 for a September ’25 term start.
When is the application deadline? Apply no later than 31 August 2025 if you want your child to start nursery in the September 2025 term.
What About Children Aged 3 and 4? 3-and-4-year-olds of eligible working families have been able to access the 30 hours of free childcare per week (1140 hours per year) since it was phased in late last year (September 2024). Previously, only half those hours had been available under the scheme for this age group.
Does the funding cover everything? No. The government funding does not cover additional items like extra childcare hours over the allowance or nappies, meals, and the cost of trips. Your chosen provider will be able to provide more details specific to their particular setting. To clarify for government-funded places at Little Cedars Day Nursery, meals, other consumables, and extra hours will need to be paid for separately.
What if we’re not a working family? If you’re not a working family that’s eligible for the new 30 hours extension, it’s worth noting that all children who live in England already qualify for 15 hours per week (570 childcare hours per annum) under their ‘Universal Entitlement’. That is a separate scheme that’s explained here, does not require parents to be working, and is not means tested.

^{* Some settings may allow some flexibility, for example, by spreading out the same number of annual hours over more weeks of the year. For the academic year 2025-26, Little Cedars will accommodate families in this way via a 51-week provision starting in September 2025. Click here to learn more.}

This is a plan “to break the unfair link between background and opportunity across this country, which starts by ensuring our children start school ready to learn.” — Bridget Phillipson, Education Secretary.

Eligibility

The key rules around eligibility for working families state that both you and your partner if you have one must:

Work at least 16 hours or more per week at the National Minimum Wage^∞ or more;
Earn an adjusted net income^∞ of less than £100k per annum;
Have a National Insurance number.

If the above factors do not apply to you, you may still be eligible for childcare funding if you are disabled, a carer, on maternity/paternity/adoption leave, or receive certain benefits or assistance from the government. Check your eligibility more comprehensively in Step 1 below. More details and an excellent overview are also provided in an official video provided by the Department of Education (viewing time: 2½ minutes).

To-Do List

First, check that your child is eligible via the Childcare Choices website.
If eligible, apply for the funded childcare on the Government website by 31 August 2025 if you want your child to start in the September 2025 term. If applying for a different term, you will need to apply during the term preceding it (terms begin on the 1st of January, April and September). Once approved, you will be issued with a code that your childcare provider will require in order to access the funding.
Contact your preferred childcare provider at any point to check if they have a place available for your child under the scheme. Be aware that some have waiting lists.
Log into your Gov.uk childcare account every 3 months to ensure your code is kept up to date. You need to reconfirm your details and check for continued eligibility in case your circumstances have changed.

You will not be able to receive the funded childcare without a valid code!

Funded Nursery Places at Little Cedars Nursery, Streatham

Little Cedars Day Nursery is a wonderful childcare setting in Streatham, close to Tooting Common, that offers a first-class service to local families and their children. The setting supports most government-funded childcare schemes and thereby provides affordable childcare for Streatham, Furzedown, Tooting and Balham families. Through the government funding schemes, free childcare is available to eligible children aged from 9 months to school age and this includes a number of places available under the extended ’30 hours’ scheme for working families. It’s the perfect way to give children the best start in life while also allowing parents, especially mothers, to rejoin the workplace after maternity leave, boost working hours if they want to, and elevate household income.

Begin your application to Little Cedars Nursery, Streatham, come for a visit with your child or send us your questions today. We can’t wait to meet you!

Apply for a Place Arrange a Visit or Message Us 020 8677 9675

Little Cedars Nursery in Streatham is rated as a Good Provider of childcare and early years education by Ofsted. It may also be a convenient choice for families living nearby in Tooting, Furzedown, Balham, Norbury and Colliers Wood.

20 May 2025/by Mark

Babies, Childcare, Childcare Funding, Early Years Education, Free Childcare, Nurseries, Nursery, Preschool, Streatham, Under-5s

Deadlines for Free Childcare Codes (Time-Sensitive!)

There are three possible deadlines when applying for free childcare funding for working families and that’s true whether you are applying for the ‘15 hours’ scheme for children aged 9 months to 2 years (inclusive), or the ‘30 hours’ scheme for children aged 3 and 4. And, with a child’s exact age affecting which term they can begin using the free childcare, correct timing of applications is crucial. If you apply too late, you won’t receive your childcare code in time for your child to start in the term you had envisaged. Applying too early is also not a viable option. Put simply, timing misjudgements could leave you and your child high and dry.

With all that in mind, today’s post outlines the application timing requirements for these key childcare funding schemes for working families. It also serves as a reminder that those who want their child to start childcare next term have very limited time left to apply — and receive that all-important childcare funding code.

Example

If you want your child to start in the January term next year, you need to apply in the preceding quarter, by 31 December at the absolute latest.

Which Childcare Funding is This?

So, we’re talking here about the newly-expanded childcare funding for eligible working families for children, living in England, aged from 9 months up to compulsory school age. (Follow the bold link to learn more about that, including eligibility rules). Using the scheme, eligible children can receive 570 hours of free childcare per year if they’re aged from 9 months up until they turn 3, or 1140 hours per annum if they’re aged 3 or 4. That usually equates to 15 and 30 hours per week respectively, over 38* term-time weeks of the year.

* Speak to your childcare provider if you’d like the total number of free childcare hours stretched out a different way as some can offer a degree of flexibility.

How Old Must My Child Be Before I Can Apply for the Funding?

A child’s age affects when applications for the childcare funding can be made and there are also minimum ages for the provision of the childcare itself.

Once an eligible child reaches the age of 23 weeks (approximately 5.3 months), applications for the ‘15 hours’ childcare funding scheme can be made. The provision itself will not be available until they reach the age of at least 9 months.
Once an eligible child reaches the age of 2 years and 36 weeks (a little over 2 years and 8 months) applications for the ‘30 hours’ childcare funding scheme can be made. The provision itself will not be available until they are at least 3.

In Which Term Can Children Start Using the Free Childcare?

Most children start using their free childcare hours at the beginning of one of the 3 terms (January, April and September). Which term they can start in depends on when their birthday falls during the year:

Eligible children with a birthday between September and December inclusive can start from the January term. They should apply in the preceding term no later than 31 December.
Eligible children with a birthday between January and March inclusive can start from the April term. They should apply in the preceding term no later than 31 March.
Eligible children with a birthday between April and August inclusive can start from the September term. They should apply in the preceding term no later than 31 August.

Individual childcare settings will be able to confirm the exact term dates and funded starting dates for their particular setting.

Apply for Your Code

Begin your application for childcare funding and that all-important code here. The link will tell you what you will need including your National Insurance number, phone access and just a few other details. You’ll also need to access your Government Gateway account but can set one up from the same link if you don’t already have one. It’s quick and easy and you’ll usually find out whether you’re eligible right away, although occasionally it can take longer. If eligible and approved for the free childcare funding, you’ll be supplied with a code to give your childcare provider.

Important: Reconfirm Your Eligibility Every Quarter

It’s important to reconfirm your eligibility, via your government childcare account, every three months. That’s in order to ensure your code remains valid.

When Does the Free Childcare Funding End?

The free childcare hours for eligible working families come to an end when your child begins school in Reception class from the age of four or, if deferring until later, reaches compulsory school age at five.

Funded Childcare at Little Cedars Nursery, Streatham

Little Cedars Day Nursery supports many government-funded childcare schemes, making for more affordable childcare in Streatham, Furzedown, Tooting and Balham. With the upgraded 15 and 30-hour schemes available to eligible working families, they can now access free childcare for children as young as just 9 months of age. Children benefit from a good early years education from a young age and parents get to more affordably rejoin the workplace to boost household income and careers. It’s a win-win!

Start your application to Little Cedars Nursery in Streatham, visit us with your child, or message us with any questions today:

Apply for a Place Arrange a Visit or Message Us 020 8677 9675

As a ‘Good Provider’, Little Cedars Nursery offers a high-quality childcare service in Streatham and is also a great choice for families nearby in Tooting, Furzedown, Balham, Norbury and Colliers Wood.

19 November 2024/by Mark

Babies, Childcare, Childcare Funding, Children, Early Years, Early Years Education, Free Childcare, Infants, Little Cedars Day Nursery, Nurseries, Nursery, Preschool, Preschoolers, Streatham, SW16, Toddlers, Under-5s

Free Childcare for Children from 9 Months – Now Available in Streatham

Last year, we announced some radical new childcare funding plans outlined in the Chancellor of the Exchequer’s 2023 Spring Budget. Today, we’re happy to confirm that one of the schemes went live this month (September 2024), meaning several hours of free childcare per week are now available for eligible children and babies as young as just 9 months of age. It will be a great help for eligible families, whose children may now be able to benefit from free childcare hours from 9 months of age right up until they start school. In today’s post, we’ll explain the rules around eligibility, exactly how many free childcare hours babies and children can get, and some of the measures we’ve put in place at Little Cedars Nursery to deliver the expanded childcare service to eligible Streatham families.

How Much Free Childcare Will Eligible Babies & Children Get?

The new scheme we’re talking about today is effectively an extension of the existing ‘15 hours’ scheme for 3 and 4-year-olds of eligible working families. It’s been rolled out this month (September 2024) to eligible children aged from just 9 months and effectively means that some children will now be eligible to receive free childcare hours from 9 months right up until they reach official ‘school age’.

Since the start of this month (September 2024), eligible children from 9 months to the age of 3 can now receive 15 hours* of free childcare per week.
That joins up nicely with the existing “Universal Entitlement” scheme where all children aged 3 and 4, who live in England, can get 15 hours* of free childcare each week already, thereby taking their free childcare provision right up to school age.
Note too that, if your family circumstances fit the same criteria outlined below, eligible children aged 3 and 4 could see their free childcare entitlement increase from the previous 15 hours* to 30 hours* per week under the scheme we highlight today for working families.
Next year, from September 2025, the Government’s plan is to also expand the childcare entitlement for children aged 9 months to 3 years to 30 hours* for those who are eligible. We’ll cover how that works separately once it’s available next year.

As well as helping families financially, the scheme expansion should help children begin their early years education even earlier, for many, which has been shown to be hugely beneficial to them. The free childcare provision will also help many more women back into the workforce. Children, families and the economy should all benefit.

* ^{For the 15-hour schemes, eligible children can access 570 hours of free childcare per year, or it’s 1140 hours per annum for the 30-hour equivalent. Those hours are usually spread over 38 weeks of the year. However, some providers may allow some flexibility, e.g. fewer hours per week over more weeks of the year. Your specific childcare provider will be able to confirm whether such flexibility is available at their particular setting. At Little Cedars, we will try to accommodate you wherever possible.}

Who is Eligible for Free Childcare for Babies From 9 Months?

The revised 15-hour and 30-hour schemes (depending on age) that are now available from this month (Sept 24) apply to children of eligible working families. The three key eligibility criteria for children aged 9 months to 4 years (inclusive) are outlined below.

Both you and your partner (if applicable):

Must expect to earn the equivalent of at least the National Minimum Wage or Living Wage for a minimum of 16 hours per week (on average) during the course of the next three months. That’s currently £183 per week for those over the age of 21 but the figure will be less for those who are younger or in an apprenticeship;
Must not be earning an adjusted net income over £100,000 during the relevant tax year;
Must have a National Insurance number.

^{(Figures are correct as at September 2024).}

Additional rules and caveats apply in certain specific situations including where you/your partner are foster carers, self-employed, starting a new job, earning a non-regular income, have a certain immigration status, are not working and in receipt of certain benefits/support, and others. Find out more about eligibility for the childcare funding scheme here and/or use HMRC’s excellent (and quick!) childcare funding calculator here to see how many free hours your child could be eligible for.

We’re Set Up for the Arrival of New Babies at Little Cedars Nursery, Streatham

Exterior of the new Caterpillars baby room at Little Cedars Nursery, Streatham.

Part of the interior of the new Caterpillars baby room at Little Cedars Nursery, Streatham.

In readiness for the influx of babies taking up the new funding, Little Cedars Nursery has a brand new baby room. It’s a lovely, warm, homely area for little ones and a couple of photographs are shown above.

So — if you’re an eligible working family in Streatham with a child aged anywhere from 9 months to 4 years of age, we may be able to help with a funded nursery/preschool place. For everyone else, fees are competitive, value for money is high, and the quality of our childcare is hard to beat in the Streatham area.

Interested? Apply for a nursery place at Little Cedars and/or get started with your childcare funding application today:

Apply for a Place Arrange a Visit or Message Us 020 8677 9675

Officially a ‘Good Provider’ of childcare and early years education, Little Cedars is a high-quality nursery for babies and children under five in Streatham. We’re within walking distance of Tooting Common and will also be conveniently located for families near Tooting, Furzedown, Balham, Norbury and Colliers Wood.

30 September 2024/by Mark

Today we provide a rough guide to free childcare schemes available in England. There are many different ways eligible families can obtain at the very least some free childcare, so today we look at the various Government schemes and options available. The good news is that there is even one that’s available to pretty much everyone — and it’s quite generous. We’ll take a look at that childcare funding scheme first.

‘Universal’ Free Childcare Hours for 3- & 4-Year-Olds

(The “15 Hours” Scheme)

Up to 570 Free Childcare Hours Available

With Universal Free Childcare, children aged 3 or 4 can receive up to 570 hours of free childcare over the course of the year.
Also known as their Free entitlement, it typically equates to 15 hours of free childcare per week over the course of 38 weeks of the year.
Some childcare providers may be able to stretch the hours out in a different pattern if it better suits families.
The childcare would be available through a nursery, preschool or childminder that’s properly registered to offer free childcare places, plus some other types of provider.

Eligibility

Universal free childcare is not means tested and all children aged 3 and 4 living in England are eligible to receive the free hours. 3- and 4-year-olds moving to England from abroad are also entitled, even without British citizenship. Eligible children can start their free childcare in the term following their 3rd birthday.

How to Apply

Families should apply through their local childcare provider. If you live/work in Streatham and are interested in your child getting their free entitlement at Little Cedars Nursery, please apply here or get in touch to discuss a nursery place with us. You can also find out more about childcare funding via your local council (you can find yours here).

‘Extended’ Free Childcare Hours for 3- & 4-Year-Olds

(The “30 Hours” Scheme)

Up to 1140 Free Childcare Hours Available

With Extended Free Childcare, eligible 3- and 4-year-olds can receive up to 1140 hours of free childcare per year instead of only 570.
Also known as 30 hours’ free childcare, it typically equates to 30 hours of free childcare each week over 38 weeks.
As before, however, some childcare providers may be able to offer a different pattern of hours each week, for example if families prefer to take the free hours over 51 weeks of the year rather than limit them to term time only.
As with the Universal scheme, the free childcare would be available through a nursery, preschool or childminder that’s properly registered to offer free childcare places, plus some other types of provider.

Eligibility

In contrast to the Universal scheme above, Extended free childcare for children in England aged 3 and 4 is means tested and there are quite a few additional rules around eligibility. These relate to income, job status, immigration status, and your child’s circumstances. In regard to income, generally speaking, eligibility requires that the parent(s) – or a single parent and their partner – are working and are each earning at least £8,668 per annum (less if aged under 23) but less than £100,000. The lower figure is based on 16 working hours per week on at least the National Minimum Wage or Living Wage. There are several exceptions to the general guidelines, though, and it is therefore wise to consult the more detailed eligibility information available here.

How to Apply

Applications for the Extended (30 hours) free childcare scheme must be made online via the Government website. Children are eligible to start using their free childcare in the term following their 3rd birthday, but parents can apply for it once they reach the age of 2 years and 36 weeks. Don’t leave your application too late because a code will be required in order for your childcare provider to access the childcare funding and you need to know that code in the month preceding the start of the term your child joins. The code will also need to be reconfirmed once every quarter.

Free Childcare for Disadvantaged 2-Year-Olds

Up to 570 Free Childcare Hours Available

Some disadvantaged children aged 2 can also receive up to 570 hours of free childcare over the course of the year.
This usually equates to 15 hours of free childcare each week over 38 weeks of the year.
As with some the schemes above, some childcare providers may be able to spread the hours out in a different way, e.g. less hours per week over more weeks of the year.
The childcare would be available through a nursery, preschool or childminder that’s properly registered to offer free childcare places, plus some other types of provider.

Eligibility

In order to be eligible, children’s parents/carers must be in receipt of one or more qualifying Government benefits. These include JSA, ESA, Income Support and Universal Credit amongst others. Household income and any savings must also fall below certain thresholds.

Children may also be eligible, however, if they are in an ‘additional needs’ category. For example, they receive Disability Living Allowance, have an ECH Plan, are being looked after by the local authority, have left care under certain types of order, or fall into another specific category. Some non-UK citizens may also be eligible. More details are available here.

How to Apply

You can apply via your local childcare provider or council.

Tax-Free Childcare

£2,000 to £4,000 in Free Childcare Potentially Available

For those that are eligible, up to £2,000 in free childcare is available each year to children aged 11 or under* through the Tax-Free Childcare scheme.
For disabled children up to the age of 16 inclusive*, up to £4,000 may be available.
The funding is paid into a special online Childcare account and equates to a maximum of either £500 or £1,000 per quarter, as appropriate.

* Children are no longer eligible from 1st September in the year that they are 11 years of age, or 16 if disabled.

The free childcare funding is funded by the Government via the online Childcare account, which the parent (or even their relative or friend) pay into. For every £8 they pay in, the Government will top up the account by an additional £2, up to the maximum(s) described above. The funding is paid from the account direct to the registered childcare provider, who must be signed up to the scheme. It can be used for no other purpose.

Eligibility

This particular scheme is quite widely available. Although it is means tested, the bar is set quite high. Each parent (or a parent and their partner if they have one) can be earning up to £100,000 per year yet be eligible. Generally speaking, they should also be earning no less than the equivalent of 16 working hours per week on at least the National Minimum Wage or Living Wage, although there are exceptions to the rule.

Aside from household income and the age of children, which we covered above, there are additional rules around eligibility relating to job status, immigration status, and your child’s circumstances. More information is available here.

How to Apply

You can apply for Tax-Free Childcare here.

Childcare Vouchers

(Closed to New Applicants)

A.k.a. Employer-Supported Childcare

You can sacrifice up to £55 per week of your earnings, which will be free of National Insurance and Income Tax, to fund Childcare Vouchers.
Closed to new applicants but see the Eligibility section below for more information.

Eligibility

This scheme is still available, through participating employers, but only to those who joined it before 4 October 2018. However, it is closed to new applicants. Exactly how much of your earnings you can use in this salary sacrifice scheme will depend on the date you joined the scheme and how much you earn.

More information is available here.

Free Childcare Through Universal Credit

Following the Spring Budget 2023, childcare funding through Universal Credit is to be improved with nearly 50% more generous funding becoming available from July 2023.
The proposed changes will also mean that the childcare funding will be pre-paid by the Government from that date, rather than families having to pay for it first and then claim it back (as is the case at time of writing, April 2023).
This funding will increase to as much as £951 per month for one child or £1,630 per month for 2, from July 2023. Before that date the maximums are £646.35 and £1,108.04 respectively.
The maximum eligible families can claim, however, is 85% of their childcare costs, which for some may be lower than the figures stated above.

Eligibility

You or your partner, if you have one, must usually be working, be on a low income and claiming Universal Credit. The child you are claiming free childcare for must be under 17. How much you earn and the level of any investments and savings you might have will be taken into account when you claim and other criteria and caveats will also affect your eligibility.

How to Apply

You can apply for Universal Credit here or call them on 0800 328 5644.

Free Childcare Through Tax Credits

(Closed to New Applicants)

Claim Back up to 70% of Childcare Costs if Eligible

Those already claiming for childcare costs via Working Tax Credits may be able to obtain up to £122.50 for one or £210.00 for more than one child each week.
This is up to a maximum of 70% of eligible childcare costs.
Funding is paid, retrospectively, to the parent/carer’s bank/building society account.

Eligibility

As this scheme is closed to new applicants, new claimants will need to apply for free childcare through Universal Credit instead (details are shown above). Existing claimants will need to use an approved childcare provider (properly registered etc.) that provides the childcare in person, not online.

More information is available here.

Free Childcare for Children Aged from 9 Months

(Coming Soon)

The Chancellor of the Exchequer proposed radical improvements to childcare funding in his 2023 Spring Budget in March 2023. These include the following additions for eligible children of working parents:

2-year-olds may be eligible for the ’15 Hours’ scheme from April 2024.
Children aged from just 9 months may be eligible for the ’15 Hours’ scheme from September 2024.
Children aged from 9 months to 3 years may become eligible for the ’30 Hours’ scheme from September 2025.
Eligibility for the above will follow the same criteria as currently in place for the existing ’30 hours’ scheme (a.k.a. Extended Free Childcare) for 3- and 4-year-olds.

Learn more about the coming changes to childcare funding for children aged from 9 months here.

Student Childcare Grants

Undergraduate Students Can Receive up to 85% of Childcare Costs

Up to 85% of childcare costs incurred by students may be claimed, up to a maximum of £188.90 per week for 1 child or £323.85 for 2 or more (correct for academic year 2023-2024).
For the academic year 2022-2023, the figures are £183.75 and £315.03 respectively.
The grant is paid into a Childcare Grant Payment Service (CCGPS) account and the childcare provider will request payments from this, usually weekly, as appropriate.

Eligibility

Eligibility rules include the following:

You need to be a full-time student studying in higher education and living permanently in England;
You need to be eligible for undergraduate student finance based on income, which must be under a certain threshold;
You cannot have a postgraduate loan nor be claiming other specific types of childcare funding, including childcare help from the NHS;
Your child must be financially dependent on you;
Your child should be under 15 (17 if they have special educational needs).
Other caveats apply.

More information is available here.

How to Apply

You can apply for the Student Childcare Grant at the same time as applying for your main student finance.

Childcare Funding via the Care to Learn Scheme

Up to £175 per child per week may be available.

Up to £160 per child is available each week for those living outside London.
For those inside London, that increases to a maximum of £175 per child each week.
The payment can be used to fund childcare, childcare deposit and registration fees, childcare taster days or sessions and even travel to/from the provider.

Eligibility

You will need to be under 20 when you begin your course, be your child’s main carer, live in England and be a British citizen (or legally be allowed to live/study in England). Your properly-registered childcare provider and the course you are studying on will need to qualify for the scheme. Courses will need to be publicly-funded ones, provided in specific types of setting including sixth form schools/colleges, schools, colleges and other types of provider. However, they cannot be higher education courses at universities. Attendance of both the course by the student and of childcare sessions by the child will need to be good in order to continue to qualify.

More information is available here.

How to Apply

Apply for the Care to Learn scheme here.

Childcare Funding via the Learner Support Scheme

Suitable for Over-20s Studying in Further Education

While it’s not designed to fund childcare, it can be used to do so in some circumstances.
Your specific circumstances will govern exactly what help and how much funding is available to you.

Eligibility

If used to fund childcare, the Learner Support Scheme is suitable for students studying in further education to Level 3 inclusive. They must be parents and also be facing financial hardship in order to qualify. The childcare provider must be registered with Ofsted.

More information is available here.

How to Apply

Student parents should apply through their learning provider, e.g through the college they are studying at.

It’s worth noting that some of the schemes above can be used in tandem with one another, while others strictly cannot. Check the links for more information about each for more details.

Little Cedars Nursery, Streatham

High Quality Childcare Provision for Babies, Toddlers & Preschoolers in Streatham

Little Cedars is officially a good nursery/pre-school and offers high quality childcare in Streatham, London SW16. Subject to eligibility and availability, we support Government childcare funding schemes for babies, toddlers, preschoolers and children under five at the setting.

If you haven’t yet visited, why not bring your little one for a guided tour and you’ll soon see how well they fit in. We’re happy to answer any questions and would welcome your application for a childcare place. Please get started with your application or contact us using an option below and we’ll be delighted to help:

Apply for a Place Arrange a Visit or Message Us 020 8677 9675

We are located in Streatham, close to Streatham Hill, Streatham Common, Streatham Park, Furzedown, Tooting, Balham, Norbury, Colliers Wood, West Norwood, Wandsworth, Clapham and Brixton.

19 April 2023/by Mark

Babies, Childcare, Early Years, Free Childcare, Free stuff, Funding, Infants, Nurseries, Nursery, Parenting, Pre-schools, Preschool, Streatham, SW16, Toddlers, Under-5s

Baby Banks – Free Help for Families

Today’s post will appeal to families who are finding the current financial climate particularly challenging. With energy costs and inflation so high, the following may represent a welcome piece of good news. Today we highlight the many Baby Banks that are popping up all around the UK and explain how they can help struggling families, all for free.

Baby Banks are a fabulous resource for families. In recent years, they have become very popular with families experiencing harder times, especially since the outbreak of Covid and the subsequent cost-of-living crisis. With such things putting a real squeeze of family finances, Baby Banks are really coming into their own to help families, their babies and children.

What’s a Baby Bank?

A Baby bank is a similar concept to a food bank. However, instead of food and drink, it provides second-hand clothing, toys and equipment for babies, under-fives and often even for children up to the age of 16 in some cases. Baby Banks can also be compared to a charity shop, however, with baby banks, everything is free.

What Can Families Get at Baby Banks?

Exactly what families can get depends on the particular Baby Bank itself and, of course, stock levels at any given time. Some things are more in demand than others too and exactly what items are stocked also varies between different Baby Banks. Here are some examples, however, of the typical kinds of things available to families from Baby Banks, all for free:

Clothes for babies, toddlers and children.	Toys and other types of play equipment.
Towels, blankets and bedding.	Nappies and wet wipes.
Cots, Moses baskets, cribs.	Bottles and sterilising equipment.
Baby carriers.	Baby foods and formula milk.
Prams, pushchairs and strollers.	Toiletries.
High chairs, table-top feeding chairs, floor seats etc.	Baby baths, including for newborns and older babies.
Baby bouncing chairs and baby rockers.	Even car seats in some cases.

Example

Little Village’s video is well worth watching and really brings home how excellent and crucial Baby Banks are.

How Can Families Access Items from Baby Banks?

Baby Banks are run by all sorts of different people and organisations and therefore the rules around actually getting ones hands on the free items vary from Baby Bank to Baby Bank. Some accept requests for items directly from families themselves. Others only deal via a referral from some kind of professional. Examples include social workers, family support agencies, teachers, family centres, health visitors, medical professionals, food banks and women’s refuges. So, once you have located your nearest Baby Bank, you will need to check whether they will deal with you directly or only through such a referral. Either way, you will usually need to agree a time and date for collection of your item with the Baby Bank (you can’t usually just turn up, although there are exceptions). Not all Baby Banks are open all week and that’s another reason to check with Baby Banks or their websites first.

Can Families Donate Used Items to Baby Banks?

Absolutely! Baby Banks rely on the generous donations from families that no long require their baby clothes or equipment. Perhaps the child has grown out of them and the items are still in good condition, or perhaps they were an unwanted gift. Donating items is also a great way to declutter and to make space in the home, as well as helping others. However, before donating to a Baby Bank, always check with them to see if all your proposed items are required and, as before, ensure you know whether an appointment is needed or whether you can just turn up with your items. Certain rules may also apply around the condition and type of items (this varies depending upon which Baby Bank you are dealing with). Baby car seats and electronic items may also have special rules due to the extra safety considerations.

Where Can I Find My Nearest Baby Bank?

There’s a great resource that maps the location and information for over 200 Baby Banks throughout the UK. While this may not include absolutely every Baby Bank, it’s a great place to start looking for your nearest one. Access the interactive map by clicking the map image. You can zoom in or out and click individual map ‘pins’ to pop up contact details for each.

Baby Banks Near Streatham

Our nursery is in Streatham, so we thought we’d check what’s available near us. After all, it may help our nursery’s many families. According to the interactive map, the three Baby Banks closest to Streatham are Little Village Baby Bank in Wandsworth, Growbaby Baby Bank in Merton and Sutton Vineyard Lighthouse Baby Bank in Sutton. Their products appear to be free regardless of family income, faith or circumstance. Each provides used but good quality clothing and equipment for babies and children. According to their websites, Little Village is the only one of the three that requires a referral. Here are their details:

Little Village, Wandsworth	Growbaby, Merton	Sutton Vineyard Lighthouse
SW17 7AP \| Website \| Email	CR4 2HA \| Website \| Email	SM1 1PR \| Website \| Email

Free Childcare Options for Streatham Families at Little Cedars Nursery

Little Cedars Nursery supports Government-funded childcare schemes for eligible families and this is another way they can save significant money. We support schemes for 15 hours per week of free childcare for eligible 2-year-olds, 15 hours of free childcare per week for 3 & 4-year-olds living in England and up to 30 hours per week for them if eligible for the top-up. We also support students requiring childcare through Student Childcare Grants & Schemes, families accessing Tax-Free Childcare, Free Childcare through Universal Credit, Childcare Vouchers and so on.

We are a high quality childcare nursery and pre-school in Streatham, also being close and convenient to those in Tooting, Balham, Norbury, Colliers Wood, West Norwood, Wandsworth, Clapham and Brixton. Please get in touch if you’d like to discuss childcare funding options or a place for your child at the nursery. We’ll be happy to help. Please choose a button below to get started:

Apply for a Place Arrange a Visit or Message Us 020 8677 9675

30 November 2022/by Mark

Babies, Childcare, Childcare Funding for Students, Education, Free Childcare, Funding, Infants, Nurseries, Nursery, Parenting, Parents, Pre-schools, Preschool, Preschoolers, Streatham, SW16, Toddlers, Under-5s

Childcare Funding Schemes for Students

Are you a student as well as a parent? If so, there are several Government schemes that offer help with childcare costs, some of which will save student parents substantial amounts of money. By doing so, they also make the prospect of juggling parenthood with being a student much more manageable. Today we examine the key childcare funding options, including how the type of course and the age of the parent affect eligibility.

For Student Parents Studying in Full-Time Higher Education

The Student Childcare Grant

The Student Childcare Grant is essentially free childcare funding and does not have to be repaid.

The very generous Student Childcare Grant is available for eligible students who who are studying full-time on a higher education course and have dependent children aged 14 or under (16 or under if they have special needs).

Additional eligibility factors regarding the Childcare Grant for Students:

You must either receive, or be eligible to receive, undergraduate Student Finance based on your household income.
The Student Childcare Grant is available in addition to any standard Student Finance that may be in place for you.
The grant does not have to be paid back.
It can cover up to 85%* of an eligible student’s childcare fees.
However, the most it will pay out for childcare each week is £183.75* if you have one eligible child, or £315.03* for more than one.
The child or children mentioned in your application must be financially dependent on you.
You, the parent, must be a permanent resident in England.
You are not eligible for the Childcare Grant for Students if you are in receipt of a Postgraduate Loan.
You are also not eligible for the Student Childcare Grant if you, or your partner if you have one, claim Tax-Free Childcare, Universal Credit or the childcare element of Working Tax Credit.
Families who get financial support through the National Health Service are also not eligible.

The Student Childcare Grant is paid into a Childcare Grant Payment Service (CCGPS) account and an eligible childcare provider will be paid directly from this once the course has begun. There are strict rules around eligibility for the childcare provider, including that they must be properly registered as such (e.g. with Ofsted or the General Childcare Register) and cannot be a relative if the childcare is taking place at home.

Find out more about Student Childcare Grants and the application process here.

For Student Parents (20+) Studying in Further Education & Facing Financial Hardship

The ‘Learner Support’ Scheme

If you are aged 20 or over, are a parent studying in further education for a qualification on a Level 3 course or below and are facing financial hardship, you may be eligible for childcare funding under the Learner Support scheme. This funding could help you with childcare and other study-related costs if you fit the right eligibility criteria.

How much childcare funding you are eligible for through the scheme depends upon your exact circumstances and income. The childcare provider, though, must be Ofsted-registered.

Those studying in higher education and in receipt of Student Finance are not eligible, nor are those studying on a Community Learning course. There are also some specific rules for those who are helped via the Advanced Learner Loan Bursary Fund.

Find out more about childcare funding through the Learner Support Scheme, including how to apply for it, here.

For Student Parents Under 20 Studying on a Publicly-Funded Course

The ‘Care to Learn’ Scheme

If you are a parent as well as a student aged under 20 when you begin one of a range of publicly-funded courses in England, you may be eligible for childcare funding through the Care to Learn bursary scheme. If eligible, you could claim as much as £175 in childcare per week, per child if you live in London, reducing to £160 per week, per child, outside London.

Care to Learn funding can be used for the standard childcare costs as well as both a deposit and a registration fee. It can even be used to fund a childcare ‘taster’ period of up to 5 days for your child and to fund your travel costs to/from the childcare setting. What’s more, it can also be used to secure your childcare place during Summer Holidays.

Publicly-funded courses that fit in with the scheme include schools, sixth-form schools/colleges, academies, some colleges and a few other types of setting. However, your course must not be a higher education course at a university, nor can you claim if you are studying as an apprentice and receive payment for it.

Your childcare provider must be either Ofsted-registered, a school, or registered with a childminding agency. However, if so, they can be a nursery, pre-school, playgroup, out-of-school club or simply a childminder. They receive payments direct, but can only claim payments once they have confirmed both your attendance on your course and your child’s attendance at the childcare setting.

Find out more about the Care to Learn Scheme and how to apply here.

Free Childcare for Streatham Students at Little Cedars Nursery

Little Cedars supports all official childcare funding schemes and offers high quality childcare at it’s nursery and pre-school in Streatham. We may therefore suit parents who are also students studying at one of the many schools, sixth-forms, colleges, universities and training centres nearby, including around Tooting, Balham, Norbury, Colliers Wood, West Norwood, Wandsworth, Clapham and Brixton. We would be happy to discuss childcare funding options with any parent and can often point people in the right direction, including knowledge on eligibility, applications and actual funding. If you’d like to know more or would like to reserve a childcare place for your child at the nursery, please follow the buttons below.

Apply for a Place Arrange a Visit or Message Us 020 8677 9675

^{* Figures are correct at time of writing (October 2022) in relation to the academic year 2022-2023.}

31 October 2022/by Mark