Funding Archives | Page 2 of 2 | Little Cedars Day Nursery

Babies, Childcare, Early Years, Free Childcare, Free stuff, Funding, Infants, Nurseries, Nursery, Parenting, Pre-schools, Preschool, Streatham, SW16, Toddlers, Under-5s

Baby Banks – Free Help for Families

Today’s post will appeal to families who are finding the current financial climate particularly challenging. With energy costs and inflation so high, the following may represent a welcome piece of good news. Today we highlight the many Baby Banks that are popping up all around the UK and explain how they can help struggling families, all for free.

Baby Banks are a fabulous resource for families. In recent years, they have become very popular with families experiencing harder times, especially since the outbreak of Covid and the subsequent cost-of-living crisis. With such things putting a real squeeze of family finances, Baby Banks are really coming into their own to help families, their babies and children.

What’s a Baby Bank?

A Baby bank is a similar concept to a food bank. However, instead of food and drink, it provides second-hand clothing, toys and equipment for babies, under-fives and often even for children up to the age of 16 in some cases. Baby Banks can also be compared to a charity shop, however, with baby banks, everything is free.

What Can Families Get at Baby Banks?

Exactly what families can get depends on the particular Baby Bank itself and, of course, stock levels at any given time. Some things are more in demand than others too and exactly what items are stocked also varies between different Baby Banks. Here are some examples, however, of the typical kinds of things available to families from Baby Banks, all for free:

Clothes for babies, toddlers and children.	Toys and other types of play equipment.
Towels, blankets and bedding.	Nappies and wet wipes.
Cots, Moses baskets, cribs.	Bottles and sterilising equipment.
Baby carriers.	Baby foods and formula milk.
Prams, pushchairs and strollers.	Toiletries.
High chairs, table-top feeding chairs, floor seats etc.	Baby baths, including for newborns and older babies.
Baby bouncing chairs and baby rockers.	Even car seats in some cases.

Example

Little Village’s video is well worth watching and really brings home how excellent and crucial Baby Banks are.

How Can Families Access Items from Baby Banks?

Baby Banks are run by all sorts of different people and organisations and therefore the rules around actually getting ones hands on the free items vary from Baby Bank to Baby Bank. Some accept requests for items directly from families themselves. Others only deal via a referral from some kind of professional. Examples include social workers, family support agencies, teachers, family centres, health visitors, medical professionals, food banks and women’s refuges. So, once you have located your nearest Baby Bank, you will need to check whether they will deal with you directly or only through such a referral. Either way, you will usually need to agree a time and date for collection of your item with the Baby Bank (you can’t usually just turn up, although there are exceptions). Not all Baby Banks are open all week and that’s another reason to check with Baby Banks or their websites first.

Can Families Donate Used Items to Baby Banks?

Absolutely! Baby Banks rely on the generous donations from families that no long require their baby clothes or equipment. Perhaps the child has grown out of them and the items are still in good condition, or perhaps they were an unwanted gift. Donating items is also a great way to declutter and to make space in the home, as well as helping others. However, before donating to a Baby Bank, always check with them to see if all your proposed items are required and, as before, ensure you know whether an appointment is needed or whether you can just turn up with your items. Certain rules may also apply around the condition and type of items (this varies depending upon which Baby Bank you are dealing with). Baby car seats and electronic items may also have special rules due to the extra safety considerations.

Where Can I Find My Nearest Baby Bank?

There’s a great resource that maps the location and information for over 200 Baby Banks throughout the UK. While this may not include absolutely every Baby Bank, it’s a great place to start looking for your nearest one. Access the interactive map by clicking the map image. You can zoom in or out and click individual map ‘pins’ to pop up contact details for each.

Baby Banks Near Streatham

Our nursery is in Streatham, so we thought we’d check what’s available near us. After all, it may help our nursery’s many families. According to the interactive map, the three Baby Banks closest to Streatham are Little Village Baby Bank in Wandsworth, Growbaby Baby Bank in Merton and Sutton Vineyard Lighthouse Baby Bank in Sutton. Their products appear to be free regardless of family income, faith or circumstance. Each provides used but good quality clothing and equipment for babies and children. According to their websites, Little Village is the only one of the three that requires a referral. Here are their details:

Little Village, Wandsworth	Growbaby, Merton	Sutton Vineyard Lighthouse
SW17 7AP \| Website \| Email	CR4 2HA \| Website \| Email	SM1 1PR \| Website \| Email

Free Childcare Options for Streatham Families at Little Cedars Nursery

Little Cedars Nursery supports Government-funded childcare schemes for eligible families and this is another way they can save significant money. We support schemes for 15 hours per week of free childcare for eligible 2-year-olds, 15 hours of free childcare per week for 3 & 4-year-olds living in England and up to 30 hours per week for them if eligible for the top-up. We also support students requiring childcare through Student Childcare Grants & Schemes, families accessing Tax-Free Childcare, Free Childcare through Universal Credit, Childcare Vouchers and so on.

We are a high quality childcare nursery and pre-school in Streatham, also being close and convenient to those in Tooting, Balham, Norbury, Colliers Wood, West Norwood, Wandsworth, Clapham and Brixton. Please get in touch if you’d like to discuss childcare funding options or a place for your child at the nursery. We’ll be happy to help. Please choose a button below to get started:

Apply for a Place Arrange a Visit or Message Us 020 8677 9675

30 November 2022/by Mark

Babies, Childcare, Childcare Funding for Students, Education, Free Childcare, Funding, Infants, Nurseries, Nursery, Parenting, Parents, Pre-schools, Preschool, Preschoolers, Streatham, SW16, Toddlers, Under-5s

Childcare Funding Schemes for Students

Are you a student as well as a parent? If so, there are several Government schemes that offer help with childcare costs, some of which will save student parents substantial amounts of money. By doing so, they also make the prospect of juggling parenthood with being a student much more manageable. Today we examine the key childcare funding options, including how the type of course and the age of the parent affect eligibility.

For Student Parents Studying in Full-Time Higher Education

The Student Childcare Grant

The Student Childcare Grant is essentially free childcare funding and does not have to be repaid.

The very generous Student Childcare Grant is available for eligible students who who are studying full-time on a higher education course and have dependent children aged 14 or under (16 or under if they have special needs).

Additional eligibility factors regarding the Childcare Grant for Students:

You must either receive, or be eligible to receive, undergraduate Student Finance based on your household income.
The Student Childcare Grant is available in addition to any standard Student Finance that may be in place for you.
The grant does not have to be paid back.
It can cover up to 85%* of an eligible student’s childcare fees.
However, the most it will pay out for childcare each week is £183.75* if you have one eligible child, or £315.03* for more than one.
The child or children mentioned in your application must be financially dependent on you.
You, the parent, must be a permanent resident in England.
You are not eligible for the Childcare Grant for Students if you are in receipt of a Postgraduate Loan.
You are also not eligible for the Student Childcare Grant if you, or your partner if you have one, claim Tax-Free Childcare, Universal Credit or the childcare element of Working Tax Credit.
Families who get financial support through the National Health Service are also not eligible.

The Student Childcare Grant is paid into a Childcare Grant Payment Service (CCGPS) account and an eligible childcare provider will be paid directly from this once the course has begun. There are strict rules around eligibility for the childcare provider, including that they must be properly registered as such (e.g. with Ofsted or the General Childcare Register) and cannot be a relative if the childcare is taking place at home.

Find out more about Student Childcare Grants and the application process here.

For Student Parents (20+) Studying in Further Education & Facing Financial Hardship

The ‘Learner Support’ Scheme

If you are aged 20 or over, are a parent studying in further education for a qualification on a Level 3 course or below and are facing financial hardship, you may be eligible for childcare funding under the Learner Support scheme. This funding could help you with childcare and other study-related costs if you fit the right eligibility criteria.

How much childcare funding you are eligible for through the scheme depends upon your exact circumstances and income. The childcare provider, though, must be Ofsted-registered.

Those studying in higher education and in receipt of Student Finance are not eligible, nor are those studying on a Community Learning course. There are also some specific rules for those who are helped via the Advanced Learner Loan Bursary Fund.

Find out more about childcare funding through the Learner Support Scheme, including how to apply for it, here.

For Student Parents Under 20 Studying on a Publicly-Funded Course

The ‘Care to Learn’ Scheme

If you are a parent as well as a student aged under 20 when you begin one of a range of publicly-funded courses in England, you may be eligible for childcare funding through the Care to Learn bursary scheme. If eligible, you could claim as much as £175 in childcare per week, per child if you live in London, reducing to £160 per week, per child, outside London.

Care to Learn funding can be used for the standard childcare costs as well as both a deposit and a registration fee. It can even be used to fund a childcare ‘taster’ period of up to 5 days for your child and to fund your travel costs to/from the childcare setting. What’s more, it can also be used to secure your childcare place during Summer Holidays.

Publicly-funded courses that fit in with the scheme include schools, sixth-form schools/colleges, academies, some colleges and a few other types of setting. However, your course must not be a higher education course at a university, nor can you claim if you are studying as an apprentice and receive payment for it.

Your childcare provider must be either Ofsted-registered, a school, or registered with a childminding agency. However, if so, they can be a nursery, pre-school, playgroup, out-of-school club or simply a childminder. They receive payments direct, but can only claim payments once they have confirmed both your attendance on your course and your child’s attendance at the childcare setting.

Find out more about the Care to Learn Scheme and how to apply here.

Free Childcare for Streatham Students at Little Cedars Nursery

Little Cedars supports all official childcare funding schemes and offers high quality childcare at it’s nursery and pre-school in Streatham. We may therefore suit parents who are also students studying at one of the many schools, sixth-forms, colleges, universities and training centres nearby, including around Tooting, Balham, Norbury, Colliers Wood, West Norwood, Wandsworth, Clapham and Brixton. We would be happy to discuss childcare funding options with any parent and can often point people in the right direction, including knowledge on eligibility, applications and actual funding. If you’d like to know more or would like to reserve a childcare place for your child at the nursery, please follow the buttons below.

Apply for a Place Arrange a Visit or Message Us 020 8677 9675

^{* Figures are correct at time of writing (October 2022) in relation to the academic year 2022-2023.}

31 October 2022/by Mark

Early Years, Food, Free stuff, Funding, Health, Healthy Eating, Milk, Nursery, Parents, Streatham, Under-5s, Vitamins

FREE Food, Milk & Vitamins! A Guide to the Healthy Start Scheme

Are you pregnant, or a parent with a child under four? If so, your family may be eligible for free healthy food, milk and vitamin supplements. In England, some of these free items are available under the ‘Healthy Start’ scheme, which we’ll explain in this quick-start guide.

At time of writing, the free items are available through vouchers that can be redeemed in any of the 21,000 or so physical shops, supermarkets and pharmacies that have signed up to accept them. Each voucher is currently worth £3.10 and you can get 1 every week if you are pregnant or have a child aged between 1 and 4 years of age, or 2 vouchers per week if your child is under 1.

LATEST UPDATE: the NHS has also begun testing a new alternative where money is paid into your account instead of supplying vouchers. This beta test is running right now, on an invitation-only basis via a letter from the NHS. Hopefully it’ll be rolled out country-wide if successful. If so, it could cure the current issue whereby vouchers cannot be used to pay for food, vitamins and milk online. Clearly, that’s a significant issue in view of the pandemic and the move to shopping more online.

So, what free stuff can you get?

Eligible individuals can get the following, absolutely free:

Cow’s milk;
Infant formula milk;
Fruit;
Vegetables;
Pulses;
Free vitamin supplements for breastfeeding mums;
Free vitamin drops for young children (6 months to 4 years).

Free milk

This must be plain cow’s milk that’s also pasteurised, sterilised, UHT or long-life.

It can be skimmed, semi-skimmed or whole milk.
It can’t be flavoured, coloured, evaporated, condensed, powdered (except for infant formula milk), sold as a milkshake, vitamin-enriched or have anything else added to it.
It can’t be anything other than cow’s milk, for example soya milk, almond milk, oat milk, rice milk, goat or sheep’s milk etc.).

Free infant formula milk

The infant formula milk:

must state that it’s a nutritionally complete stage one formula milk that’s suitable for use from birth.
mustn’t be ‘follow-on’ milk.
must be based on cow’s milk. You can’t get formula milk based on soya milk, almond milk, oat milk, rice milk, goat’s milk etc.

Free fruit & vegetables

The free fruit and vegetables:

can include any that are fresh, frozen or tinned.
can include any that are supplied loose, packaged, sliced, chopped, mixed, whole or supplied in water.
can include fruit in fruit juice.
can’t include any that have had fat, oil, salt, sugar or flavouring added.
can’t include any that have been dried, pre-cooked or made into things like smoothies.

Free pulses

The pulses, including things like lentils, beans, peas and chickpeas:

can include any that are fresh, dried or tinned.
can’t include any that have had fat, oil, salt, sugar or flavouring added.

Free vitamin supplements

These free vitamin supplements are important for pregnant women, breastfeeding mums, babies and young children because many are deficient in them at this stage in their lives.

For children aged up to 4, they are in drop form and contain vitamin A, vitamin C and vitamin D. They are suitable for vegetarians and do not contain milk, eggs, gluten, soya or peanuts. Each bottle should last for 8 weeks. Note that children who are consuming 500ml per day of nutritionally complete formula milk do not need the additional vitamin supplements.

For pregnant women and nursing mums, the supplements are in tablet form and contain vitamin C, vitamin D and folic acid. They are suitable for vegetarians and vegans and do not contain colouring, flavouring or preservatives. They also contain no gluten, wheat, salt, egg or fish. Eligible mothers are supplied with 8 weeks’ worth of tablets at a time.

The vitamin supplements are distributed to stockists by the NHS and are ‘Healthy Start’ branded. Only this brand is available free under the Healthy Start scheme.

Eligibility

In order to be eligible for Healthy Start vouchers, you need:

to be 10 or more weeks’ pregnant and/or
to have 1 or more children under 4.

Eligibility also requires that you must* be in receipt of at least one of the following:

Income Support;
Income-based Jobseeker’s Allowance;
Income-related Employment & Support Allowance;
Pension Credit;
Universal Credit (only for families earning £408 each month, or less, from employment);
Working Tax Credit (only for families receiving the 4 week ‘run-on’ payment after they’ve stopped qualifying for it);
Child Tax Credit (only for families with an income of £16,190 or less per annum).
* Except if you’re under 18.

How to apply for the vouchers

Currently, most people need to apply for Healthy Start vouchers, by filling in an application form. Download the application form here, print it out and fill it in. It will also need to be signed by your registered doctor, health visitor, midwife or health professional. Then it will need to be posted (free) to the following address:

Freepost RRTR-SYAE-JKCR
Healthy Start Issuing Unit
PO Box 1067
Warrington
WA55 1EG

Call the Healthy Start helpline if you have any queries (0345 607 6823).

Childcare services in Streatham, London SW16

We hope that this guide is useful to pregnant ladies and parents of babies or under-fives. We are an outstanding nursery in Streatham, London SW16, offering exceptionally high quality childcare services for babies, toddlers and preschoolers within this age group. If you’d like to learn more about our nursery, please call 020 8677 9675 or send us a message here. We’ll answer any questions and would be happy to book you in for a nursery visit if you are considering a nursery place here for your baby or child. We’re convenient for those looking for nurseries near Streatham Hill, Streatham Common, Streatham Park, Upper Tooting, Tooting Bec, Tooting Common, Furzedown & Balham.

27 October 2020/by Mark

Childcare, Free Childcare, Free Childcare through Universal Credit, Funding, Nurseries, Nursery, Pre-schools, Preschool, Streatham, SW16

Free Childcare via Universal Credit: A Complete Guide

Welcome to our guide to free childcare available specifically via Universal Credit. This builds upon our previous childcare funding guides, giving parents yet another potential way to get financial help towards childcare costs. Which scheme suits you best rather depends upon your individual situation as each has its own rules for eligibility. If one scheme doesn’t fit with your situation, another may. You may even find that you can apply for multiple schemes in certain circumstances, and we’ll also touch upon that in this guide. (To view our previous guides on other funding schemes, see our Rough Guide to Free childcare Funding in England and our Complete Guide to the Tax-Free Childcare Scheme).

Anyway, let’s get back to childcare funding specifically from Universal Credit …

Firstly, what is Universal Credit?

Universal Credit is a Government funding system that was introduced in 2013 to simplify the welfare payment system. In essence, it helps people with their living costs, for example if they’re on low incomes or are not working. It also potentially includes funding for childcare, to help parents with the costs of looking after dependent children (more about that later). The scheme’s aim is to eventually replace 6 existing benefits** into a single, unified payment scheme. Payments are made monthly in England (sometimes twice a month in Scotland).

How much can you get towards childcare with Universal Credit?

If you are eligible, you may be able to reclaim up to 85% of childcare costs through Universal Credit. The most you can reclaim each month is usually £950.92 for one child or £1,630.15 for two or more children (figures have been updated for 2023) unless there are exceptional circumstances. You may also be able to claim for additional children under the scheme, but only if they were born before 6th April 2017. If eligible, you can claim for dependent children up to the 31st of August following their 16th birthday.

Your payments for childcare costs under the scheme are usually paid in arrears. This means you will need to pay the costs yourself and then claim the money back through your Universal Credit claim. (2023 UPDATE: Following childcare funding reforms announced in the Chancellor’s Spring Budget in 2023, however, there are exceptions — good news for those struggling the most).

The amount you are paid in your job, if you have one, can affect how much your Universal Credit payments will be. If your earnings are more than usual in an “assessment” period, this can reduce your Universal Credit payment, including the amount of any help towards childcare costs.

Eligibility criteria

To be potentially eligible for childcare help through Universal credit, you must live in the UK, be on a low income or out of work and be aged 18 or over (although there are some exceptions for 16 and 17 year olds). You and your partner, if you have one, must also be under State Pension age and have no more than £16,000 in savings/investments between you.

You, and you and your partner, if you live with them, usually* need to be employed or have an offer of employment, and be paying for childcare for a child or young person. Paid work does not include being engaged by a charity or a voluntary organisation or being a volunteer where the only pay is expenses. Also, if you stop work, you must inform Universal Credit of the change in your circumstances.

* Childcare costs may still be paid if one partner is employed and the other cannot look after the child/children because they have limited capabilities for work and work-related activities, care for a disabled adult or child, or are temporally absent from the household (e.g. in hospital, residential care or in custody).

You will not be eligible for Universal Credit if you already receive, or are eligible for, Severe Disability Premium.

Claiming back your childcare costs

You will need to tell the Department for Work & Pensions (DWP) about costs of your childcare before the end of the “assessment period” following the one you have paid the fees for. This can be confirmed online via your Universal credit Account. In effect, you are then refunded for any eligible childcare payments via your Universal Credit payment. You can claim up to 3 assessment periods of childcare at a time. To get your childcare costs refunded and to avoid missing out, you should report the childcare costs as soon as possible after you have paid them.

What if you’re off sick or on maternity/paternity leave?

You can still get Universal Credit childcare costs for existing childcare if either you or your partner are receiving Statutory Sick Pay, Statutory Maternity Pay, Statutory Adoption Pay, Statutory Paternity Pay, Statutory Shared parental Pay or Maternity Allowance.

What if you’re changing jobs, or coming to the end of one?

If you have been offered new employment, you can ask for childcare costs for the month preceding the start of your new job. If you are coming to the end of your employment, you must inform the Department for Work and Pensions (‘DWP’) immediately. Help with childcare costs can be claimed at least a month after your employment ends to help you maintain childcare as you switch jobs.

What if you’re still receiving the ‘old’ Tax Credits?

** A few people remain in the ‘old’ schemes that were in place before Universal Credit came into being. These are Child Tax Credit, Housing Benefit, Income Support, Income-based Job Seekers Allowance (JSA), Income-related Employment & Support Allowance (ESA) and Working Tax Credit. If you’re still receiving benefits through one of those, it seems that there is no need to apply for Universal Credits unless you have a change of circumstances that needs to be reported, or you are requested to do so by the DWP.

TIP: It’s important to know that any existing Tax Credits will end once you or your partner apply for Universal Credit — even if you are not successful in your application. So, the message is: if you are receiving Tax Credits check your eligibility and do your research carefully before applying for Universal Credit.

What if you receive childcare vouchers?

If your childcare costs are met by a third party, for example via childcare vouchers supplied through an employer, you can only claim back the balance which you or your partner actually paid yourselves. However, earnings that have been converted into childcare vouchers do not need to be included when working out reductions to your Universal Credit pay.

What if you’re already receiving 15 or 30 hours free childcare funding?

You may still be entitled to apply for the 15 or 30 hours free childcare funding. Universal credit may be able to help towards any additional childcare costs over and above the 15 or 30 hours each week.

Can you only use one childcare provider?

You can have more than one childcare provider. However, to apply for Government help with childcare you must use a registered/approved childcare provider. This generally means that the childcare provider is registered with Ofsted for England, The Care Inspectorate for Scotland or the Care and Social Services Inspectorate Wales (‘CSSIW’) for Welsh settings.

You will need to tell Universal Credit details of the childcare providers you are using. These may include providers supplying childcare via a school, play scheme, nursery, club, a childminder or childcare agency, so long as they’re registered as above. Your provider will need to confirm their registration number, which you’ll need to provide in your application.

How to apply

Checklist

First, you’ll need to get the following ready: • Details confirming what you pay for childcare costs; • An email address; • Your mobile phone handy if you have one; • Your bank or building society account details, or credit union account information; • A credit or debit card; • Details about your housing situation, for example how much rent you pay; • Income details including payslips; • Savings and investment information and any income from property that you rent out; • A driver’s licence or passport.

Then you can apply for Universal Credit payments here. Telephone the Universal Credit Helpline on 0800 328 5644 if you run into any difficulty.

Childcare in Streatham, London SW16

This guide was brought to you by Little Cedars Day Nursery in Streatham, London SW16. We offer childcare services at our nursery and pre-school located in the London Borough of Wandsworth. We’re convenient for parents requiring weekday childcare for babies and under-fives near Streatham, Streatham Park, Tooting Bec, Tooting Common, Furzedown and Balham. Telephone 020 8677 9675 for more details or simply email us here and we’ll be delighted to tell you more about the nursery or to answer any questions. Alternatively, book a tour or the nursery here.

20 July 2020/by Mark

Childcare, Early Years Education, Funding, Nurseries, Nursery, Pre-schools, Preschool, Streatham, SW16, Tax-Free Childcare

The Tax-Free Childcare Scheme – A Complete Guide

Back in February, we published our ‘Rough Guide to Free Childcare Funding in England‘. This proved very useful to eligible parents and guardians who wanted to understand more about the free childcare funding that was available from the Government. For any parent or guardian, totally free childcare is a no-brainer and is usually the best source of childcare funding to consider first. However, for those who are not eligible, there’s another scheme to consider, called the Tax-Free Childcare scheme. While you do have to pay for the childcare yourself, a kind of tax ‘rebate’ (of sorts) helps to cushion you from having to pay for the entire cost.

The Tax-Free Childcare Scheme could save you thousands

The Tax-Free Childcare Scheme

Under the Government’s Tax-Free Childcare Scheme, the Government effectively offers up to £2,000 of help per child, per year, for childcare, or up to £4,000 per year if they are disabled. It’s rather like crediting you back some income tax on the (tax-paid) money you’re going to be spending on childcare, which is why the scheme is called the Tax-Free Childcare Scheme.

How it works

If you are eligible, you simply open a Tax-Free Childcare Account on the Government website. For every 80p you pay in, the Government will put in an additional 20p (this is the part that’s akin to getting the Income Tax back on the money you’re going to spend on childcare). Using this approach, you can save up to £10,000 for childcare, per child, in your Tax-Free Childcare account. As mentioned above, you get even more back from the Government if the child in question is disabled.

Rules for eligibility:

The Tax-Free Childcare Scheme is available to parents of children up to the age of 11 inclusive, or 16 inclusive if they’re disabled.
You, and your partner, if you have one, need to be working. (If you are a single parent, that’s OK).
If one of you is not working but is in receipt of specific benefits, the other can still be eligible. Those received benefits include various disablement and incapacity allowances, Carer’s Allowance, contribution-based employment & support allowance and National Insurance credits awards for incapacity/limited capacity to work.
If you have not yet begun working, but will begin working within the next 31 days, you can still apply.
Being on sick leave does not stop you from being eligible.
Each partner in the household, if there is more than one, needs to earn £140 or more per week (this is tied to the National Minimum Wage i.e. the equivalent of working 16 hours per week, if over 25, at time of writing). Those who have been self-employed for less than a year are not subject to the minimum above. Those who have been self-employed for more than a year will need to use an average of income for the next 3 months or entire current tax year to see if they’re eligible on the above basis.
Each parent must earn less than £100k per annum.
Those on maternity, paternity or adoption leave are still eligible on the above basis, but can only claim for children they are not on parental leave for.
Your chosen childcare provider must be registered with the Tax-Free Childcare Scheme along with at least one of the following regulators: Ofsted, the Early Years Register or the Childcare Register.

Along with helping to fund nursery places at places like Little Cedars Nursery in Streatham, Tax-Free Childcare can also be used to fund the costs of other kinds of childcare service, so long as they’re registered as outlined above. Examples include play groups, breakfast clubs, some holiday activities like sports and even summer camps.

Is Eligibility affected if I’m working less due to coronavirus measures?

The short answer is no, i.e. if you’re temporarily working less because your work has been limited by the measures put in place to fight coronavirus, you can still claim.

How to apply for Tax-Free Childcare

To apply, sign up for Tax-Free Childcare at the Government site. It only takes 20 minutes or so. You’ll need your National Insurance number and your UTR (Unique Taxpayer Reference) if you’re self-employed. If you have a partner that you are making a joint claim with, the same two things are required for them, but you only need one account for the both of you.

Once your application has been accepted (it’s usually pretty fast), the Government’s 20% contribution usually goes into your account within just a few hours of you crediting the account with your 80%. Please note that there is a maximum credit of £500 per quarter from the Government. For this reason, it’s wise to credit your account with your contributions all year round if you have particularly high childcare costs that come in one shorter period within the year.

TIP: If you want the Government’s contribution to go into your account faster, your payment needs to be paid by Bank Transfer (rather than, say, via a debit card or standing order, although those still work fine if you don’t mind waiting a while longer for the Government’s corresponding contribution).

How to pay your childcare provider

Once your Tax-Free Childcare account is showing available funds, these can be sent directly to your childcare provider by selecting them from within the account and then transferring the appropriate amount to them. As above, they will usually receive the payment very fast although obviously it takes a little longer if you make a payment over a weekend or Bank Holiday. Allow up to 3 working days, in a worst case scenario.

Looking for childcare services in Streatham or south west London?

Little Cedars Day Nursery is based in Streatham, London, SW16. If you’re in that area, we’d love to be your chosen childcare provider. We’re conveniently close to Streatham high street, Streatham Park, Tooting Bec, Tooting Common, Furzedown and Balham. We’re well-established and offer the very best childcare services at our nursery/pre-school in Aldrington Road (SW16 1TU). Our qualified staff and facilities for children are excellent, whether they’re a 3 month old baby or a five year old child. Call 020 8677 9675 or contact our Streatham nursery team here and we’d be delighted to tell you more about our nursery, or to arrange a visit so you can see the setting for yourself.

P.S. You may also be interested in our separate Guide to Childcare Funding Available Through Universal Credit.

26 June 2020/by Mark

Childcare, Coronavirus, COVID-19, Free Childcare, Funding, Nurseries, Nursery, Pre-schools, Preschool, Streatham, SW16

Coronavirus & Little Cedars Day Nursery — Temporary Measures

Little Cedars Day Nursery would like you bring parents and carers up to date in regard to the affect that Coronavirus and COVID-19 is having on the nursery in Streatham. Firstly, we’re pleased to confirm that we don’t have any instances of staff or families having been infected. However, we do need to follow Government guidelines. Regrettably, these affect all education settings, so will impact on some families who attend our nursery/pre-school.

Partial closure of the nursery (from Friday 20 March)

As many may have seen in the news, the Government has asked all nurseries to partially close from Friday 20th March 2020. This is part of the community defence against the spread of the virus. It’s especially important for London-based nurseries and pre-schools to do all they can to play their part in the fight against this pandemic. Little Cedars is no exception, so here is what is happening from today (20 March 2020) …

Temporary relocation

During these emergency measures, Little Cedars will temporarily relocate, joining forces with our sister nursery, Beechcroft Day Nursery. This is very close by at 83 Beechcroft Road, London SW17 7BN. As you can see on the map, this is just 1.6 miles, a 7 minute drive or a 16 minute bus journey away. Once the emergency measures and virus have passed, things will go back to normal and we’ll be back at Aldrington Road. Hopefully, that’ll be in no time at all if we all take extra measures to beat this outbreak together. We’ll keep you posted of any changes here and on our social media.

Exceptions to the closure

Nurseries, including Little Cedars, will essentially close to much of the general public. However, as directed by the Government, they will remain open for vulnerable children and children of key workers. In brief, the ‘key workers’ include those involved in the response to COVID-19, front-line NHS staff, emergency services, supermarket delivery drivers, those involved in food production and several other categories. It’s a long list, though, so click here to see it in full.

The Government’s message is:

“If your work is critical to the COVID-19 response, or you work in one of the critical sectors listed … and you cannot keep your child safe at home, then your children will be prioritised for education provision.”

Our promise to you

Please note: We know how disruptive and difficult this may be for many of the families whose children attend our nursery/pre-school. Therefore we, the staff at Little Cedars Day Nursery, promise that we’ll look very carefully at your individual circumstances. We will, of course, help you and your children wherever possible.

Contact us for further information

If you’d like to contact us for further clarification, please email us on . You can also leave a phone message at Little Cedars (020 8677 9675) or call our Beechcroft nursery direct on 020 8767 5501.

Lastly, is free childcare funding for 2, 3 & 4 year olds affected?

No; the good news is that there is no change to the funding eligibility. In regard to those who are eligible for free childcare funding, Education Secretary Gavin Williamson has stated, “… we will continue to pay for all free early years entitlements [in place], even in the event that settings are closed … or children are not able to attend due to coronavirus”.

20 March 2020/by Mark

Childcare, Free Childcare, Funding, Nurseries, Nursery, Pre-schools, Preschool, Streatham, SW16

A Rough Guide to Free Childcare Funding in England

The rules surrounding free childcare funding in the UK can be confusing. You may have heard of the Government schemes for ’30 hours of free childcare’, or ’15 hours free funding’. However, different age groups each have their own separate rules surrounding eligibility. In view of the complexities involved, we have put together a rough guide for early years age groups, to help clarify things. This should be useful for those looking for nursery and pre-school places for 2 to 4 year olds in particular. We’ll take each age group in turn:

Free childcare funding for 2 year olds

You may be eligible for up to 15 hours of free childcare funding for 2 year olds if you live in England and …

are receiving Income Support;
receive the guaranteed element of Pension Credit;
are receiving Income-based Job Seekers Allowance;
receive Income-related Employment & Support Allowance;
are receiving Universal Credit and your annual household income is no more than £15,400 after tax, excluding benefits;
receive Tax Credits and your annual household income is no more than £16,190 before tax;
are receiving the Working Tax Credit “4 week run-on” (payments you receive when your eligibility for Working Tax Credit ceases).

You may also be eligible if your 2 year old:

is subject to an Education, Health & Care plan;
has a statement of special educational needs;
is no longer in care following a special guardianship order, an adoption order or a child arrangements order;
receives a Disability Living Allowance;
is cared for by a local authority.

Separate rules apply for those who are non-EEA citizens who also cannot claim benefits.

15 hours free childcare for 3 & 4 year olds

For English nationals, 3 and 4 year old children are entitled to 15 hours of free childcare per week, for 38 weeks per year. That equates to 570 hours per year but it can only be used in conjunction with an approved childcare provider like Little Cedars Day Nursery in Streatham. 3 and 4 year olds are eligible for this until they start school in reception year, or reach compulsory schooling age if that’s later. Eligibility does not depend on income or the parents’/guardians’ work situation. Parents can start benefiting from the funding from the 1st of January, the 1st of April or the 1st of September after their child’s third birthday. Ask your local nursery, pre-school or council for more details.

30 hours free childcare funding

In addition to the above, 3 and 4 year olds may be eligible for an additional 15 hours of free childcare, taking the total to 30 hours a week, if certain criteria are met …

You can apply for the additional 15 hours of free childcare , bringing it to a total of 30 hours, at the same time as claiming Universal Credit, Tax Credits, Childcare Vouchers or Tax-Free Childcare.
If you are currently not working, you may still be eligible if your partner is working, and you get Incapacity Benefit, Severe Disablement Allowance, Carer’s Allowance or Employment & Support Allowance.
You can apply if you’re starting or re-starting work within the next 31 days.

Earning criteria for working parent/parents/partners:

You must be working as a single parent or part of a couple that both work.
You must earn more than the weekly equivalent of 16 hours at the National Living Wage or Minimum Wage.
Neither of you can be earning a net income of more than £100,000, including any bonuses.

Learn more about eligibility here. If you feel that you do not quite meet these earnings criteria, it may still be worth enquiring as other conditions can sometimes apply. For example, a couple may still be eligible if one earns enough but the other is either a carer, is not well, is on parental leave, annual leave or sick leave. Another example is where a parent is self-employed, having started their business in the 12 months immediately prior to their application.

How to apply for 30 hours funding:

You can apply for the 30 hours funding through the Government website. You will need to go online and set up a childcare account. To do this you will need your National Insurance number (and, if you have a partner, their National Insurance number). If you are self-employed, also have your Unique Taxpayer Reference code (‘UTR’) at the ready. The online process will take about 20 minutes and it could take around 7 days to find out if you are eligible. Let us know if you need help with your application and we’ll be pleased to assist.

Other Government childcare funding schemes

You can also read our separate guide on free childcare funding available through Universal Credit and our Guide to the Tax-Free Childcare Scheme (click the bold links).

Contact Little Cedars Day Nursery & pre-school, Streatham

If you have any difficulties or have any queries regarding childcare funding, please get in touch with us. We can guide you through the process if you need help with your application. Feel free to call us on 0208 677 9675 too, or email us here and we’ll be happy to help!

Little Cedars is a day nursery and pre-school in Streatham, SW16 1TU. We’re very conveniently located for those searching for childcare in or near Streatham, Streatham Park, Tooting Bec, Tooting Common, Furzedown and Balham in the London Borough of Wandsworth.

This is a rough guide only, so always check with us, or your local council. Additional costs such as food, outings and nappies are not funded by the Government, so potentially allow extra.

25 February 2020/by Mark