Your Toddler Needs to Go to Nursery. Here’s Why.

Your Toddler Needs to Go to Nursery. Here’s Why.

Reasons your toddler needs to go to nursery or pre-schoolThere are compelling reasons why under-fives should attend early years education and childcare settings like nurseries or pre-schools, or their equivalent — before starting school. Missing this crucial stage in their early years education and development may disadvantage the child — a fact that’s backed up by various studies.

Results of a Department for Education (DoE) study released in February 2020 highlight the benefits of attending early childhood education and care, all in incredible detail. We took a look at their 145 page report and picked out some of the key findings.

Benefits of attending Early Childhood Education & Care (ECEC)

  • Note: the term ‘Early Childhood Education & Care’ (ECEC for short) refers to non-parental childcare and early education that occurs before school. There are several different types, including nursery settings, pre-schools, registered childminders and so on, so the Organisation for Economic Co-operation & Development (OECD) and the European Commission have adopted this term to encompass them all.

According to the DoE study, early childhood education and care has both short- and long-term positive effects on the educational, cognitive, behavioural and social outcomes of children. That’s no mean feat. A good educational grounding for under-fives is also shown to result in more positive social behaviour, better behavioural self-regulation, lower instances of emotional issues and less peer problems.

“Research … indicated that the benefits of high quality early education exist from as young as two years of age.” (Sammons et al., 2002)

There are many benefits of early childhood education & careSome of these benefits are even more pronounced for disadvantaged children who start to attend formal ECEC sessions no later than the age of two. The DoE impact study shows that 2-year-olds benefit most if they receive early education and care for an absolute minimum of 10 hours per week by the age of two. Three- and four-year-old children from disadvantaged backgrounds benefit most from no less than 20 hours per week thereafter in the run-up to the start of primary school at age 5. Children who follow this approach have better verbal abilities when they start school and are also much more likely to achieve expected levels of personal attainment during reception year at school. The studies show that, with ECEC’s highly appropriate, structured preparation beforehand, children are able to hit the ground running once they transition to school.

It’s also interesting to note that, for children from households with the poorest home learning environments, there was a marked enhancement of verbal ability in year one of primary school for those who followed the above attendance approach prior to starting school. The early years education and care was clearly seen to have evened up the playing field in this respect.

Longer-term benefits of early years education & care

“15-year-olds who had attended some pre-primary education outperformed students who had not by about a year of achievement. ” (OECD report, 2011)

Benefits of ECEC can be lifelongAs well as having a positive effect on children’s readiness for school, there is also compelling evidence that early years education at good nursery/pre-school type settings has a marked, positive effect on children’s long-term attainment levels there – and indeed on their lifelong outcomes. As such, early years education and care represents an extremely solid foundation for children’s futures in general.

“ECEC interventions also boost children’s confidence and social skills, which provides a better foundation for success at school, and subsequently in the workplace.” (Sim 2018)

These are all profoundly important findings. Long-term studies have also revealed that educational success is likely to result in better success in employment during adulthood, improved social integration and even a general reduction in levels of criminality.

Benefits for families & society in general

Early childhood education and care doesn’t stop at benefiting children; it also benefits their families and society in general, in deep-seated ways. For example:

  • it allows parents to work, or re-enter the labour market after maternity leave;
  • it allows parents to develop their careers;
  • it helps to improve family income levels;
  • it may increase the potential for upward social mobility;
  • it reduces poverty;
  • it reduces welfare dependency;
  • it reduces crime rates;
  • and, of course, it ultimately improves the lives of children.

Nursery & pre-school for babies & under-fivesAre you looking at nursery/pre-school options for your baby or toddler?

In England, around 94% of 3- and 4-year-olds receive Government funding of some kind for childcare and early years education. For babies and children aged up to 2, it’s closer to 40% at last count. However, beginning any kind of education before attending primary school is not always a given; for one reason or another, there are a few children who only begin their education once they start primary school around the age of 5. For those who have the option for an earlier education but whose parents are unsure, we hope this article has helped to highlight just some of the many benefits of under-fives attending nurseries, pre-schools and childcare settings like Little Cedars Nursery, Streatham before the age of 5. The good news is that we support the Government-funded options for 15/30 hours of free childcare per week for eligible families. For those who are not eligible, our nursery fees are very competitive.  We’re based in Streatham, London SW16, so are also convenient for those looking for early years childcare around Streatham Park, Tooting Bec, Tooting Common, Furzedown and Balham. For more information or to apply for a place at the nursery, call us on 020 8677 9675, send us a message or book a visit here. We’d love to tell you more and to show you around!

Free Childcare via Universal Credit: A Complete Guide

Free Childcare via Universal Credit: A Complete Guide

Education through creative play at nurseryWelcome to our guide to free childcare available specifically via Universal Credit. This builds upon our previous childcare funding guides, giving parents yet another potential way to get financial help towards childcare costs. Which scheme suits you best rather depends upon your individual situation as each has its own rules for eligibility. If one scheme doesn’t fit with your situation, another may. You may even find that you can apply for multiple schemes in certain circumstances, and we’ll also touch upon that in this guide. (To view our previous guides on other funding schemes, see our Rough Guide to Free childcare Funding in England and our Complete Guide to the Tax-Free Childcare Scheme).

Anyway, let’s get back to childcare funding specifically from Universal Credit

Firstly, what is Universal Credit?

Universal Credit is a Government funding system that was introduced in 2013 to simplify the welfare payment system. In essence, it helps people with their living costs, for example if they’re on low incomes or are not working. It also potentially includes funding for childcare, to help parents with the costs of looking after dependent children (more about that later). The scheme’s aim is to eventually replace 6 existing benefits** into a single, unified payment scheme. Payments are made monthly in England (sometimes twice a month in Scotland).

How much can you get towards childcare with Universal Credit?

If you are eligible, you may be able to reclaim up to 85% of childcare costs through Universal Credit. The most you can reclaim each month is usually £646 for one child or £1,108 for two children unless there are exceptional circumstances. You may also be able to claim for additional children under the scheme, but only if they were born before 6th April 2017. If eligible, you can claim for dependent children up to the 31st of August following their 16th birthday.

Your payments for childcare costs under the scheme are usually paid in arrears. This means you will need to pay the costs yourself and then claim the money back through your Universal Credit claim.

The amount you are paid in your job, if you have one, can affect how much your Universal Credit payments will be. If your earnings are more than usual in an “assessment” period, this can reduce your Universal Credit payment, including the amount of any help towards childcare costs.

Eligibility criteria

An under-five playing at pre-schoolTo be potentially eligible for childcare help through Universal credit, you must live in the UK, be on a low income or out of work and be aged 18 or over (although there are some exceptions for 16 and 17 year olds). You and your partner, if you have one, must also be under State Pension age and have no more than £16,000 in savings between you.

You, and you and your partner, if you live with them, usually* need to be employed or have an offer of employment, and be paying for childcare for a child or young person. Paid work does not include being engaged by a charity or a voluntary organisation or being a volunteer where the only pay is expenses. Also, if you stop work, you must inform Universal Credit of the change in your circumstances.

* Childcare costs may still be paid if one partner is employed and the other cannot look after the child/children because they have limited capabilities for work and work-related activities, care for a disabled adult or child, or are temporally absent from the household (e.g. in hospital, residential care or in custody).

You will not be eligible for Universal Credit if you already receive, or are eligible for, Severe Disability Premium.

Claiming back your childcare costs

You will need to tell the Department for Work & Pensions (DWP) about costs of your childcare before the end of the “assessment period” following the one you have paid the fees for. This can be confirmed online via your Universal credit Account. In effect, you are then refunded for any eligible childcare payments via your Universal Credit payment. You can claim up to 3 assessment periods of childcare at a time. To get your childcare costs refunded and to avoid missing out, you should report the childcare costs as soon as possible after you have paid them.

What if you’re off sick or on maternity/paternity leave?

You can still get Universal Credit childcare costs for existing childcare if either you or your partner are receiving Statutory Sick Pay, Statutory Maternity Pay, Statutory Adoption Pay, Statutory Paternity Pay, Statutory Shared parental Pay or Maternity Allowance.

What if you’re changing jobs, or coming to the end of one?

Early years creativityIf you have been offered new employment, you can ask for childcare costs for the month preceding the start of your new job. If you are coming to the end of your employment, you must inform the Department for Work and Pensions (‘DWP’) immediately. Help with childcare costs can be claimed at least a month after your employment ends to help you maintain childcare as you switch jobs.

What if you’re still receiving the ‘old’ Tax Credits?

** A few people remain in the ‘old’ schemes that were in place before Universal Credit came into being. These are Child Tax Credit, Housing Benefit, Income Support, Income-based Job Seekers Allowance (JSA), Income-related Employment & Support Allowance (ESA) and Working Tax Credit. If you’re still receiving benefits through one of those, it seems that there is no need to apply for Universal Credits unless you have a change of circumstances that needs to be reported, or you are requested to do so by the DWP.

TIP: It’s important to know that any existing Tax Credits will end once you or your partner apply for Universal Credit — even if you are not successful in your application. So, the message is: if you are receiving Tax Credits check your eligibility and do your research carefully before applying for Universal Credit.

What if you receive childcare vouchers?

If your childcare costs are met by a third party, for example via childcare vouchers supplied through an employer, you can only claim back the balance which you or your partner actually paid yourselves. However, earnings that have been converted into childcare vouchers do not need to be included when working out reductions to your Universal Credit pay.

What if you’re already receiving 15 or 30 hours free childcare funding?

You may still be entitled to apply for the 15 or 30 hours free childcare funding. Universal credit may be able to help towards any additional childcare costs over and above the 15 or 30 hours each week.

Can you only use one childcare provider?

A kindergarten settingYou can have more than one childcare provider. However, to apply for Government help with childcare you must use a registered/approved childcare provider. This generally means that the childcare provider is registered with Ofsted for England, The Care Inspectorate for Scotland or the Care and Social Services Inspectorate Wales (‘CSSIW’) for Welsh settings.

You will need to tell Universal Credit details of the childcare providers you are using. These may include providers supplying childcare via a school, play scheme, nursery, club, a childminder or childcare agency, so long as they’re registered as above. Your provider will need to confirm their registration number, which you’ll need to provide in your application.

How to apply

Checklist

First, you’ll need to get the following ready: Details confirming what you pay for childcare costs; An email address; Your mobile phone handy if you have one; Your bank or building society account details, or credit union account information; A credit or debit card; Details about your housing situation, for example how much rent you pay; Income details including payslips; Savings and investment information and any income from property that you rent out; A driver’s licence or passport.

Then you can apply for Universal Credit payments here. Telephone the Universal Credit Helpline on 0800 328 5644 if you run into any difficulty.

Childcare in Streatham, London SW16

This guide was brought to you by Little Cedars Day Nursery in Streatham, London SW16. We offer childcare services at our nursery and pre-school located in the London Borough of Wandsworth. We’re convenient for parents requiring weekday childcare for babies and under-fives near Streatham, Streatham Park, Tooting Bec, Tooting Common, Furzedown and Balham. Telephone 020 8677 9675 for more details or simply email us here and we’ll be delighted to tell you more about the nursery or to answer any questions. Alternatively, book a tour or the nursery here.

Nursery places for Key Workers in SW16 & SW17

Childcare for key workers in Streatham & Tooting

Key workers in Streatham & Tooting:
We can help you with childcare.

Following on from our Coronavirus Update, we’re reaching out to ‘key workers’ in the Streatham & Tooting areas. If you require childcare during the COVID-19 lock-down, we can help.

“If you need childcare in the London SW16 or SW17 area of London and are what the Government are categorising as a ‘Key Worker’, we can help with nursery places for your children.”

What is a Key Worker?

Loosely speaking a key worker, as defined by the Government, is anyone whose work is “critical to the COVID-19 response”. It also includes people working in one of the “critical sectors”. These are categories that they see as essential to keep the UK safe and the economy and infrastructure functioning. Where children of key workers cannot safely be cared for at home, they will be “prioritised for education provision”. That means eligibility for childcare at nurseries and pre-schools like Little Cedars Day Nursery and Beechcroft Day Nursery.

  • NHS staff and those working in health and social care, we can help you with nursery places for your children.
  • Teachers, childcare workers and education professionals, we can offer your child a nursery place.
  • Emergency services, MoD staff, armed forces critical to the response to the coronavirus pandemic and prison/probation staff, we can offer childcare for your children.
  • Workers in national or local government essential to the COVID-19 response: we have a place in our nursery for your children.
  • Transport and delivery workers may also be eligible for childcare in our London nurseries.
  • If you work in banking/finance, IT, postal services, delivery, utilities like oil, gas, electricity and water: we can also help with a nursery place for your child.

The list of eligible key worker categories is thankfully large, so those were just a few examples. To check whether you’re eligible for a childcare during the lock-down, check the full list of eligible key workers. Then get in touch with us (see below).

A Nursery/Pre-school for children of key workers in London SW16/SW17

We’ll temporarily operate from Tooting Bec during the lock-down. As we mentioned in our last post, Little Cedars Day Nursery (Streatham) has temporarily joined forces with our sister nursery Beechcroft Day Nursery. This is very close by (just a 7 minute drive) at 83 Beechcroft Road, London SW17 7BN (Tooting Bec). Read more

Coronavirus & Little Cedars Day Nursery — Temporary Measures

Coronavirus update for Little Cedars Day Nursery

Little Cedars Day Nursery would like you bring parents and carers up to date in regard to the affect that Coronavirus and COVID-19 is having on the nursery in Streatham. Firstly, we’re pleased to confirm that we don’t have any instances of staff or families having been infected. However, we do need to follow Government guidelines. Regrettably, these affect all education settings, so will impact on some families who attend our nursery/pre-school.

Partial closure of the nursery (from Friday 20 March)

As many may have seen in the news, the Government has asked all nurseries to partially close from Friday 20th March 2020. This is part of the community defence against the spread of the virus. It’s especially important for London-based nurseries and pre-schools to do all they can to play their part in the fight against this pandemic. Little Cedars is no exception, so here is what is happening from today (20 March 2020) …

Temporary relocation

During these emergency measures, Little Cedars will temporarily relocate, joining forces with our sister nursery, Beechcroft Day Nursery. This is very close by at 83 Beechcroft Road, London SW17 7BN. As you can see on the map, this is just 1.6 miles, a 7 minute drive or a 16 minute bus journey away. Once the emergency measures and virus have passed, things will go back to normal and we’ll be back at Aldrington Road. Hopefully, that’ll be in no time at all if we all take extra measures to beat this outbreak together. We’ll keep you posted of any changes here and on our social media.

Temporary relocation of Little Cedars durig COVID-19 outbreak

Exceptions to the closure

Nurseries, including Little Cedars, will essentially close to much of the general public. However, as directed by the Government, they will remain open for vulnerable children and children of key workers. In brief, the ‘key workers’ include those involved in the response to COVID-19, front-line NHS staff, emergency services, supermarket delivery drivers, those involved in food production and several other categories. It’s a long list, though, so click here to see it in full.

The Government’s message is:

“If your work is critical to the COVID-19 response, or you work in one of the critical sectors listed … and you cannot keep your child safe at home, then your children will be prioritised for education provision.”

Our promise to you

Please note: We know how disruptive and difficult this may be for many of the families whose children attend our nursery/pre-school. Therefore we, the staff at Little Cedars Day Nursery, promise that we’ll look very carefully at your individual circumstances. We will, of course, help you and your children wherever possible.

Contact us for further information

If you’d like to contact us for further clarification, please email us on . You can also leave a phone message at Little Cedars (020 8677 9675) or call our Beechcroft nursery direct on 020 8767 5501.

Lastly, is free childcare funding for 2, 3 & 4 year olds affected?

No; the good news is that there is no change to the funding eligibility. In regard to those who are eligible for free childcare funding, Education Secretary Gavin Williamson has stated, “… we will continue to pay for all free early years entitlements [in place], even in the event that settings are closed … or children are not able to attend due to coronavirus”.

A Rough Guide to Free Childcare Funding in England

A rough guide to free childcare funding in England

The rules surrounding free childcare funding in the UK can be confusing. You may have heard of the Government schemes for ’30 hours of free childcare’, or ’15 hours free funding’.  However, different age groups each have their own separate rules surrounding eligibility. In view of the complexities involved, we have put together a rough guide for early years age groups, to help clarify things. This should be useful for those looking for nursery and pre-school places for 2 to 4 year olds in particular. We’ll take each age group in turn:

Free childcare funding for 2 year olds

You may be eligible for up to 15 hours of free childcare funding for 2 year olds if you live in England and …

  • are receiving Income Support;
  • receive the guaranteed element of Pension Credit;
  • are receiving Income-based Job Seekers Allowance;
  • receive Income-related Employment & Support Allowance;
  • are receiving Universal Credit and your annual household income is no more than £15,400 after tax, excluding benefits;
  • receive Tax Credits and your annual household income is no more than £16,190 before tax;
  • are receiving the Working Tax Credit “4 week run-on” (payments you receive when your eligibility for Working Tax Credit ceases).

You may also be eligible if your 2 year old:

  • is subject to an Education, Health & Care plan;
  • has a statement of special educational needs;
  • is no longer in care following a special guardianship order, an adoption order or a child arrangements order;
  • receives a Disability Living Allowance;
  • is cared for by a local authority.

Separate rules apply for those who are non-EEA citizens who also cannot claim benefits.

15 hours free childcare for 3 & 4 year olds

For English nationals, 3 and 4 year old children are entitled to 15 hours of free childcare per week, for 38 weeks per year. That equates to 570 hours per year but it can only be used in conjunction with an approved childcare provider like Little Cedars Day Nursery in Streatham. 3 and 4 year olds are eligible for this until they start school in reception year, or reach compulsory schooling age if that’s later. Eligibility does not depend on income or the parents’/guardians’ work situation. Parents can start benefiting from the funding from the 1st of January, the 1st of April or the 1st of September after their child’s third birthday. Ask your local nursery, pre-school or council for more details.

30 hours free childcare funding

In addition to the above, 3 and 4 year olds may be eligible for an additional 15 hours of free childcare, taking the total to 30 hours a week, if certain criteria are met …

  • You can apply for the additional 15 hours of free childcare , bringing it to a total of 30 hours, at the same time as claiming Universal Credit, Tax Credits, Childcare Vouchers or Tax-Free Childcare.
  • If you are currently not working, you may still be eligible if your partner is working, and you get Incapacity Benefit, Severe Disablement Allowance, Carer’s Allowance or Employment & Support Allowance.
  • You can apply if you’re starting or re-starting work within the next 31 days.

Earning criteria for working parent/parents/partners:

  • You must be working as a single parent or part of a couple that both work.
  • You must earn more than the weekly equivalent of 16 hours at the National Living Wage or Minimum Wage.
  • Neither of you can be earning a net income of more than £100,000, including any bonuses.

Learn more about eligibility here. If you feel that you do not quite meet these earnings criteria, it may still be worth enquiring as other conditions can sometimes apply. For example, a couple may still be eligible if one earns enough but the other is either a carer, is not well, is on parental leave, annual leave or sick leave. Another example is where a parent is self-employed, having started their business in the 12 months immediately prior to their application.

How to apply for 30 hours funding:

You can apply for the 30 hours funding through the Government website. You will need to go online and set up a childcare account. To do this you will need your National Insurance number (and, if you have a partner, their National Insurance number). If you are self-employed, also have your Unique Taxpayer Reference code (‘UTR’) at the ready. The online process will take about 20 minutes and it could take around 7 days to find out if you are eligible. Let us know if you need help with your application and we’ll be pleased to assist.

Other Government childcare funding schemes

You can also read our separate guide on free childcare funding available through Universal Credit and our Guide to the Tax-Free Childcare Scheme (click the bold links).

Contact Little Cedars Day Nursery & pre-school, Streatham

If you have any difficulties or have any queries regarding childcare funding, please get in touch with us. We can guide you through the process if you need help with your application. Feel free to call us on 0208 677 9675 too, or email us here and we’ll be happy to help!

Little Cedars is a day nursery and pre-school in Streatham, SW16 1TU. We’re very conveniently located for those searching for childcare in or near Streatham, Streatham Park, Tooting Bec, Tooting Common, Furzedown and Balham in the London Borough of Wandsworth.

This is a rough guide only, so always check with us, or your local council. Additional costs such as food, outings and nappies are not funded by the Government, so potentially allow extra.